Asa Mills, Regional Sales Director
I am a work-at-home-mom to my 2 wonderful boys ages 4 and 5.

My search for work at home began 2 years ago. I wanted to find a good home-based business so that I can help my husband pay the bills and have my own money without putting my boys in daycare. I sat in front of my computer night after night(after the boys were asleep)and looked for work at home, but I couldn't find anything that was appealing to me. After many months of my search, I gave one business a try and I was at it for a whole year, but I ended up not making money.

Luckily, I found AmeriPlan® soon after.

I was so excited to have found something I could enjoy doing and get paid well also.

I enjoy helping people save money on their health benefits and I also enjoy helping people make money from home especially because I can relate to them. Being able to have time for my boys is wonderful too - thanks to my home business, I get to participate in my boys' school activities and I can take them to the zoo on Monday afternoon if I want to.

I am truly glad that I made the right decision on starting my own business with AmeriPlan®. I finally have a pretty good reason to have a internet connection - instead of using it for emails or just surfing the web, I put it to work! AmeriPlan® has changed my life and my family's for the better and now I am dedicated to help others to achieve their goals as well.

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Nikki Canaday, Regional Sales Director
I am a mother of two adorable children, and have been blessed to stay home with them. I started with AmeriPlan® at the very end of October and have worked this business very, very part-time. I got a slow start by making excuses out of my fear of rejection & calling people. Anyway, once I got myself out of the picture and handed my business over to God things have really taken off.

I just finished reading Joel Osteen's book, which I would highly recommed to everyone, and it has really helped me to start getting my priorities in line. I am ready to start living my best life now!

I would like to send a BIG Thank you to my upline, Jennifer Horton! Because of her, I have this great opportunity which God is using to change my life and my family's lives! I wouldn't have made RSD on March 29th without her help and her confidence in me that I could do this! So, THANK YOU again Jennifer, you are AWESOME!

Also, a big thank you to my IBO Regina. Without her, I'd still be looking at all the wrong things.

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Teresa Azzopardi, Regional Sales Director
My name is Teresa Azzopardi and I am a proud single mother of a wonderful little boy,who is four years old! I am new to the states, as I had lived in England for the past 20 years.

I had been looking for work for about 7 months. I signed up for lots of work from home companies and never made any money, they turned out to be scams. I was just about to give up my search, then I saw a work from home ad in my local newspaper. I almost didn't call, I thought this must be another scam! But, something kept telling me to call, so 3 weeks later I did. My IBO Theresa Dosch, was so helpful and friendly I new this wasn't a scam; I am so grateful she placed that ad or I would have never found out about AmeriPlan®and got the opportunity to work from home and earn a lot of money!

Theresa Dosch and Janies Jones have been very helpful and supportive, I will always be truly grateful to them.

I found it hard recruiting in the beginning, which, I was very surprised at as I had owned a very successful business for almost 20 years in London, England. Then all of a sudden, I was recruiting people, and it was an amazing feeling of success! The best day I have had was recruiting 2 IBOs and 4 members in 1 day! That same day I became RSD and earned the $500.00 Bonus!

I was determined to be successful with AmeriPlan®. I am so grateful to be able to work from home so, when my son needs me I can always be there for him. I also wanted to have financial freedom for us and to be able to give my son the gift of financial freedom for his future!

I don't think you can get better than that from a work from home opportunity!

I would like to wish my team and everyone with AmeriPlan® lots of success and happiness.

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Don Bryant, Regional Sales Director
My background has always included the security of a corporate office and very nice salary and benefits package. Painfully I discovered that can all change with just a misplaced step and a slip and fall on some ice. As a result I was no longer able to run through airports, traveling from coast to coast, 2 to 3 days per week or able to stand and walk around for 6 to 8 hours at a time, promoting and recruiting for Toyota North America.

During the past three years and two knee surgeries later, I have been able to work from home recruiting professional staff for the Health Care Industry. The only problem is there are no residuals or corporate matching 401 K plans.

I recently began responding to internet invitations to check out a number of Home Based Businesses, but none of them seemed to fit my lifestyle or personal values. However, one day I received a phone call from Richelle Honeycutt explaining AmeriPlan® and helping families meet their health care needs. As a Health Care IBO and as one who truly believes, if you bless others you will be blessed, the opportunity resonated in my spirit right away as being the right one.

I am just staring with AmeriPlan® so my story will be changing as time goes on to include the great success I am anticipating. One thing is certain, I see the vision. AmeriPlan® offers an awesome potential and I'm glad to be a part of the team.

I am off to a great start and fully expect to be at the $100,000 per year, the company plans for all of us, in 2 and 1/2 years. Thank you Richelle. As you read this and accept this opportunity, one day you will be writing "thank you, DONALD BRYANT"

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Tracie Weymouth, Regional Sales Director
I found AmeriPlan® through a friend who was also looking for a way to stay at home with her young children. We had tried other companies but never really got off the ground with any of them. When I saw how AmeriPlan® saves people money I thought it was the perfect opportunity for me. I am so happy to have found AmeriPlan®. Everyone that I have met in this business has been so very supportive and helpful. I know that if I ever have a problem or question they will be right there to help me out. It's a great feeling to know that you're not alone. This is how I know I will succeed with this company and secure my families future.

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Rumalda Sanchez, Regional Sales Director
I decided to start a business for about a year. I did a lot of research on what would be beneficial to the life style that I want to accomplish. I researched franchises, restaurant space, Small Business Assoc., work at home products, and then I came across AmeriPlan®. I seen the vision and decided this would be the best for me. The vision was my inspiration! I have 5 kids. Well, one adult, 20, 1 teenager, the other will be teen soon and two little ones. Also, I'm a grandmother of 2. Of course I want to be home with the kids and enjoy our time going out. With AmeriPlan®, it allows me to do so. My goal is to get as many people that can see the same vision that I have to be on my team. Reason, IT'S SO EXCITING AND DOABLE! Who doesn't DESIRE FINANCIAL FREEDOM and BE WELL IN HEALTH? With desire and passion, everyone can smile and laugh along with me in such a great endeavor. I know we all can and will succeed. Soon to be next SRSD and future NSD!

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Barbara Rathmann, Regional Sales Director
I signed up with AmeriPlan® in July and at that time, I wasn't really ready to work the business.

I attended training calls and team meetings and even went to Champions Weekend and the National AmeriPlan® Conference last year. I was able to observe the business from the inside. What I found out was that AmeriPlan® was not only completely legit, but that the owners, Dennis and Daniel Bloom, went out of their way over and over again to help their IBOs to succeed. They also provide an awesome health benefits package for AmeriPlan® members. What I also found out was that AmeriPlan® is like a second family which offers endless support and encouragement no matter what pin level you have achieved.

I am the mom of grown children, a grandma, and a trained phlebotomist. I have worked in hospitals and in television production. I also currently work in theater both onstage and behind the scenes. I am a military spouse (husband recently retired after 31 years in the Army) and worked for many years helping Army families. So, I have always had many irons in the fire.

The reason I signed on as a IBO with Janie Jones is because I felt like I was talking to my next door neighbor when she called and not a salesman. And the common ground that we have is that we both look at this business from the point of view of helping people. I attended Champions Weekend this month (Feb '05) and I am now ready to commit my time to AmeriPlan®. Just as Janie focuses on stay-at-home moms, I want to focus my attention on military moms. This is a terrific business for those moms who can take this job with them from post-to-post and stay at home with their children, particularly with their husbands being deployed all the time. I am so grateful to Janie, Wendy Hiemenz, Mike McDonald and the Bloom Brothers for this wonderful opportunity.

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Debra Taylor, Regional Sales Director
I have been struggling with work from home jobs that pay cents by the minute, and home based businesses that just didn't work. I have gone without light and gas for weeks on end trying to maintain with a small child in the house to care for. basically I just wanted to give up and was about to search for a stranger to help look after my child while I went back out in the work field to spend most of my time in an office while my daughter had to be in the care of a stranger. That is how desperate I was to make some money fast.

I sat in the bed one night and thought about my child being in the care of someone I barely knew and told myself she deserved so much better then that so a good friend of mine which I met through a work from home job online whom has gave so much to me even though we never met personally to help me get through some rough times in my life. She made me realize not to give up hope and that there has to be something out there that we can do that is legit, not a scam, and really pays.

Mia Florides was the best thing that could have happened to me and she is the one that introduced Ameriplan®; USA® to me. Once I have gone over all the information being my skeptical self of being burned out from so many scams the credentials alone won me over and knowing that I would be paid in advance getting free benefits which I needed. I am now living a little better, not needing for anything and enjoying being home to watch my daughter grow. I thank you so much Mia for introducing me to Ameriplan®; USA® because I am now financially living a better life and building freedom to make sure that when it's my time to go that my child will be financially set for life!

So please, whomever sent you to this website do not let this opportunity pass you by, there aren't any home based businesses that I have come across what Ameriplan®; USA® promises and delivers!

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Judy Hazen, Regional Sales Director
I was looking for a discount prescription plan for my aging mother. She gets social security, but doesn't help her the way she needs it. Being on just her social security wasn't allowing her to buy groceries and all her medications too. I have a full time job doing computer tech support and had a client call in about her computer problems. She needed it fixed right away so she could work on her home based business. I asked her what her business was, and much to my surprise, Ameriplan®; USA®. I asked for her website and said I would check it out on my own time at home after work. I liked what I saw and signed-up right on line.

My husband is disabled and my income falls short most months trying to keep my own household going and help out with my mothers situation too. This is the perfect fit. I am helping others afford the help they need and helping myself with extra income.

AmeriPlan® has given me hope. I love helping other people and giving them hope as well. I believe in the product and I am passionate about it. I see the Big picture of what AmeriPlan® has in store for me and my family. I feel very blessed that I was in the right place and the right time for a future of Independence and financial freedom. I go to bed every night knowing that my days are getting better and pray that I will do the same for others.

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Rhonda Gordon, Regional Sales Director
When I heard that I might have to go back to work, I just cried and cried. My daughter is 2 1/2 now and I didn't want to put her in a child care full-time. Things were very difficulty financially because my husband is a missionary sent to Los Angeles where the cost of living is extremely high. Everyone couldn't understand why I would want to go back to work with a masters degree in Psychology. They couldn't understood that I wanted to raise my daughter and not have someone else do it. Then, on top of it, I recently found out I am pregnant. Who would want to hire a pregnant woman anyway?

Our finances were so bad, I decided to try doing on-line surveys. In 6 months, I made about 10 dollars! That wasn't going to get me very far! Suddenly, a screen popped up asking me to put my information in and they would match me with 5 stay at home businesses that meet my criteria.

In the next few days, I got bombarded by calls and e-mails from everyone. The second call was from Beth Cessna, SRSD. I wasn't very interested at first but I was impressed with her professionalism and consitancy. When I was rude at first, telling her I had some other business in mind, she said, "Don't you owe it to yourself to at least hear what I have to offer?" Then, she insisted on a time to follow-up the very next day. I also liked the fact that she told me there were many in this business with a strong faith.

I couldn't sleep at night. I just had a peace that I had to start right away. I started on Dec 28th right before New Years Eve and have been barely able to get 10 hours in per week but I've kept being persistant and it's paid off. I've won a trip to Mexico and 2 cash awards from my team leader in addition to the money I made on becoming RSD. My husband who was once skeptical is now telling everyone he knows what I am offering. I know this business is an answer to prayer! I encourage everyone to keep at it. Make a goal to talk to 5 people a day and try your best! If it doesn't happen, there's always tomorrow. But if you do it today, you might be getting those checks tomorrow!

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Michelle Gordon, Regional Sales Director
My background was in the airline industry. I flew as a flight attendant for many years. I love travel and expect to be doing much more traveling in the near future. A few years a go I had the amazing experience of welcoming my son into the world. At this point I was happy to say goodbye to all of my travels and focus completely on being a Mom. I have been so lucky to have had the first two years of my son's life completely dedicated to being his Mom.

Shortly after he turned two it became necessary for me to find a way to earn a living. I happened to read an ad that was in a Mothering magazine ezine and was introduced to AmeriPlan® by Janie Jones on Nov 1, 2004 I was in a very emotional place due to significant changes in my life, but I signed up on the spot. I have always felt very strongly, that it is completely unfair, that those who don't have insurance pay full price. So AmeriPlan®'s® services really resonated with me, and besides I had just lost my benefits so I needed it too!

I did not get off to a running start. I felt overwhelmed by all of the information. I was trying to sift thru it all, and make some sense of it. Fortunately I found my regional office up here in Seattle. It has been great! There are some amazing leaders out here to help us, and I really appreciate all that they have given me. Everyone is there to help each other and I really feel like a part of a family. It is nice to meet people who are successful with AmeriPlan®, as well as those who are just starting out, like I was. It really has helped me shift my mind set and just get it done. The training available on the internet has been phenomenal as well. There are so many different ways to get great information to help us with our business. I am still finding them.

My path is here with AmeriPlan®. I am able to have flexibility to continue to be with my son, which is my top priority. I am having fun getting out, talking to people, and seeing if I can help them. I expect myself to be in a position of complete financial freedom by this time next year or sooner. I am grateful and excited about our new bonus system, and I am looking forward to receiving each check, as I earn them. That is my goal for this year.

I appreciate all the things that the leaders in AmeriPlan® do. I am so grateful to have been given this opportunity. Thanks Janie. I look forward to seeing my new business partners grow and achieve their own dreams and goals.

To everyone's success!

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Nicole Kristensen, Regional Sales Director
I signed up with AmeriPlan® in Dec right before the holidays. I never touched it until Jan. and when I got started I told myself that this was it. I am going to make this work for me.

I am a stay at home mother of an 11 month old little girl and I would do anything to spend every min. with her.

This has really worked out for me, I love talking to people about what I do. Before this I was a flight attendant for American® Airlines for 6 years and after I had my baby I quit flying but still had a need to do something for myself. Little did I know that when Kelly called me in Dec. it would change my life.

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Charles Garrison, Regional Sales Director
Along any journey in life, the first step is the most difficult and yet somehow the LORD allows the path/road to meet the feet of those that have chosen to walk a little further and a little farther and a little differently, despite the things around them or the objections of those that have never taken a first step.

Having said this, I am thankful to Amy Jacobs who has assisted me in this endeavor. May the Lord bless her and her family always for all that she has done to make the first part of this journey of being an RSD...possible and a blessing! I am thankful also to my wife...Sue, who had never picked up a phone to generate a lead...but has been an inspiration of watching her desire to learn and grow beyond her own mindset about people needing what AmeriPlan® offers and her own doubts that we could do this together and accomplish our goals by the strength of the Lord and the wisdom of HIS ways...believing with her that anything is possible in HIM, despite any weakness or preconceived objections of why something like Ameriplan®; USA® could not work for our good!

All I and my wife have desired to do, is to bless others...and we thought that Ameriplan®; USA®, was a good way to accomplish those objectives. My wife was laid off in December after being on a job for twenty years, we each had commitments to all the things necessary to move us forward in this life, so...I said lets do this together...and by the Grace of God we have made it to our first goal, with the help of others that HE placed around us. So thank you members and thank you IBOs!

Our agenda is simple in this endeavor with Ameriplan®; USA®...it is to simply make our lives more about others and less about ourselves. This agenda in itself is another lesson for another day. So...Until that day...Thanks be to the Lord for guarding and guiding the way, Thank you Amy, Thank you Sue and thank you Ameriplan®; USA® for being part of the Journey that will lead us to the "Destination of HIS choosing" on our best and worst day and no matter what moment we find ourselves living in!

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Sharon Burkholder, Regional Sales Director
My name is Sharon Burkholder I had looked off and on for over a year for something to help supplementing our income. I had found a few things that I had tried but nothing that was going to make me any serious income. My husband and I have a 4 year old daughter and I was having to be away from her to work outside the home and then I was tired and not being able to give her the quality time she needed as well as my husband. Because of all the stress of wanting to have enough money but never having enough only dreaming of the things we could do if we had enough income.

I had began to get frustrated and about ready to give up because either the things I was finding were a scam. Or they would not provide enough income. Then I applied through the internet for some additional information. And Janie Jones contacted me and told me all the wonderful things about AmeriPlan®. I was not quite sure at first because of all the other things I had tried before my thinking was what if this turns out the same way. My husband I believe saw the big picture before I did. I have been with AmeriPlan® now one year as of March 3rd. I have had my set backs and I hit some walls in trying to find what was going to work for me. But after January of this year and plugging into Dani Johnsons calls she got me motivated and gave me something to think about that I have been given an opportunity to be able to stay at home and work for a company who truely "Delivers on the Promise®". It is up to me to take the abilty that God has given me and use it to help create a better tomorrow for my family and myself. Also my mindset began changing I began looking at AmeriPlan® as my business to help others like myself to have the opportunity to work from home as well as to help them save on the benefits. I no longer look at what I do as a hobby and the money I make as spare change. But truely seek to help others and the rest will follow. I have just recently became RSD in Febuary of this year and now I am looking forward to helping my IBOs achieve their goals and dreams and move myself through helping them to SRSD. So don't ever give up keep your focus and keep pressing toward your dreams whatever that might be for you.

I teach social studies, U.S. History and World Religions, in a Maryland high school. I wouldn't give it up for the world. But obviously the pay could be better. People like to tell me I have it made because I get my summers off. But if you ask most teachers where they go during their Summer Vacations, they'll tell you they go to a J-O-B in order to "earn real money."

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Colleen West, Regional Sales Director
I was blessed with a beautiful son 5 years ago. My husband and I decided that my working outside the home wasn't going to work, with the expense of daycare, gas, clothes etc., I would be working for $50 a week, definitely not worth it. My husband started working a 2nd job. I spent 4 years looking for something real to do from home where I could actually make money instead of spend money. Then I learned about AmeriPlan®, I knew instantly this was something I could do. I signed up on the spot back in July, 2004. I signed my first IBO up 2 weeks later and by October I made RSD. After 5 years of my husband working 2 jobs he finally was able to quit his 2nd job and be home in the evenings and enjoy his family.

I truly feel I have been blessed in finding AmeriPlan®. I get to talk to wonderful people all day and share my excitement with them.

I love going to work every day and being home for my family!

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Patti Popken, Regional Sales Director
I looked for many years to be able to work at home. I was with many work at home "SCAMS." I never made any money with them. I spent more money to be with them then I made.

I finally found AmeriPlan®, and I made $600 my very first week with AmeriPlan®!

A year later, (which, by the way, flew by VERY fast!), I'm so fortunate to be with such a great company. I know I will never have to work for another "Boss" again. I have my own business. I get to have my kids home with me, (most of the time that's good). No, seriously, I like having them home with me instead of with a babysitter all day long, everyday. The best think about being with AmeriPlan®, is knowing we'll be able to retire in a couple or few years, instead of thirty or forty years and not have anything to retire with. We will finally get those little things that, before we couldn't afford.

THANK YOU AmeriPlan®!

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Patsy Scalf, Regional Sales Director
I have been working with a sales company that does home party plans for about 20 years, recently I developed Lupus and Rheumatoid arthritis. I was looking for a home based business when I found AmeriPlan® in March of 2004. I am planning to retire from my current company in Jan. of 2005 and I am working toward a residual income that will supplement my retirement. I have made some incredible friends and income since being with AmeriPlan®. AmeriPlan® has also given me an opportunity to spend more time with my granddaughter. When they named our group Simple as ABC, they were right. It is so simple to earn an income from the comfort of your home with this company. AmeriPlan® tops them all with support and training. I researched many homebased businesses before signing up for AmeriPlan®, none could even compare to what AmeriPlan® offers, the best product at the best price with incredible support and training.

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Mateleine Kelly, Regional Sales Director
I am a Grandmother and a retired registered nurse. For many years doing my nursing career I had a successful craft business. Finally realizing that retirement had cancel things I treasurer because the extra money was not there. So I set my sites for another vision....I was introduced to Ameriplan®; USA® ...not only can I see the vision but I am reaching for the stars. I like to say to new IBOs: You may not have a "Story" right away, or you may not get your 4&6 in 21 days, Just remember that doe's not mean it can not be done, if hearing about others success "get you down" ...just know you can do all things to Christ that strengthen you. and don't say "I think I can" but say "I KNOW I CAN" and you to will see the vision and obtain the "Prize".

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Milynda Johnson, Regional Sales Director
My name is Milynda Johnston. I was working a job that was 84 hours a paycheck and wasn't making enough to get by on. I also wanted to find something different so that I could stay home and take care of my dad because he is disabled. I wanted to spend as much time with him as I could because I had lost my mom 3 years ago. So I decided that I wanted to find a legitimate work at home program. I had tried several different work at home program. None of them were legitimate. So I did a search and landed on Stacy English's website. I am so very glad I did because now I can stay at home take care of my dad and make money at the same time. Thank you so very much Matt and Stacy.

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Jennifer J. (Puskarz) Kieon, Regional Sales Director
Wow! What can I say? AmeriPlan® is WONDERFUL!

I am a stay at home mother of two, a daughter Brianna 3 yrs old and a son Toren 9 months old. When I found out that I was expecting my 1st child over 3 yrs ago, I had made the decision to stay home with my child and leave my position as assistant manager for Curves for Women. I took one look at that beautiful baby and knew I couldn't go back into the workforce while she was so little. I didn't want my baby being raised in daycare; I wanted to be there for her. And now I have two! Toren was born 6/25/04! Now I definitely wasn't "getting a job" just to pay the bills and sacrifice time with my children.

I "met" Janie Jones just after Brianna was born while researching other work at home ventures. We kept in touch and after she found AmeriPlan® herself, she got in touch with me and told me how successful she is. I didn't sign up right away. I remember telling her to call me back in a few months because I just had my son. Well I made my decision to research the company and then call Janie and tell her that I was game.

I signed up with Janie Jones in January 2005, although I was excited about being a business owner, I wasn't really focused. Once I heard about all of the new incentives that were put into effect on March 1st, 2005, I got more motivated.

I don't really know what happened, but something really motivated me Monday 3/21/05, I said, "I'm starting to do this. I'm not wasting anymore time!" I signed my first IBO that day!

Now here it is a WEEK later and I have my 4 IBOs and 7 members! I had my first actual group type of presentation to sign my members. CRUNCH TIME! I set my mind to it and I did it! I even wore my since departed Grandmother's ring for good luck- I also saw a rainbow Easter weekend and I knew she was "talking" to me telling me I could do this! And now I'm so excited to be receiving my promotion to RSD- Regional Sales Director and also my $500 Cash bonus! My husband Alex was a TREMENDOUS help with my last couple of members- he referred me to the hardware store that he buys his supplies at for his painting company! So he's looking forward to the extra $500... lol he's out right now with his best friend having a celebration after work to celebrate me! Lol

Thank you AmeriPlan® for coming into my life! Thank you Janie Jones for believing in me! I am so happy to be a part of your team!

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Sandy Milne, Regional Sales Director
There's nothing better than Freedom At Home. That doesn't mean that this 51 yr-old mother of 2 grown boys didn't suffer long and hard before believing it.

After allowing more obstacles than I could imagine happening to one person hold me down, cancel my career, and dent my faith, I've finally broken free.

How? Oh, not by removing the obstacles, they're still there. I just figured if I couldn't remove them I'd have to find a way around them. I was on the "work until your health is in jeopardy for someone else" team for almost 30 years, never realizing that I could work half as hard for myself and not only make as much or more, but feel good about helping others without jeopardizing my health. A special friend reminded me that my career was not "lost" it's simply been redirected by a power greater than me to save my life.

I've known since the day I signed up for AmeriPlan® that this program is so awesome and is needed by so many that I simply remind myself each day to never quit, never give up, the buffet of life truly is self-serve. I want you all to know that I am eternally grateful for the belief and support from Janie Jones and AmeriPlan®. My goal now is to focus on building a team of true believers in the AmeriPlan® answer.

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Sandra Franklin, Regional Sales Director
My name is Sandra Franklin and I live in Columbus, Georgia.

I found AmeriPlan® in May after searching for about a year for the perfect home business for me. I tried many things with no success.

My husband is in the radio business and so we relocate often. I got tired of job hunting every time we moved. I am also a step mother of 5 children and so my income is very much needed in my house hold.

When I signed up for the business in May I used all my wonderful benefits but I didn't share that good news with anyone. My excuses was I didn't have time because I work so many hours with my day job, which is a very stressful environment.

The end of February my husband took a position as a Programming Director of a radio station in South Carolina and we will be moving in April. Now that I was faced with another move, I decided to share the good things about AmeriPlan® with other people, and I must say that I have had a ball. I finally have a career that I can be proud of and I have fun doing it too.

I want to thank my IBO Karina Marie Vale for all her help and support.

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Barbara Arnold, Regional Sales Director
I am a stay-at-home mother of two wonderful children in which I home school. Hunter is 11 and Laken is 9. I was forced to quit my fulltime job in February of 2003 due to my husband being diagnosed with Leukemia. I had tried other home-based business before in which all had failed until I came across AmeriPlan®. One year after Barry was diagnosed we had to move to Charlottesville,VA to have a Bone Marrow Transplant. Unfortunately two months after moving our only donor became very ill and the transplant was cancel.

One day I was reading in the local paper and came across an ad for a home-based business. I decided to answer the ad and met wonderful women named Karen Marie Vale that was eager to share the opportunity that was given to her. After, reviewing all that AmeriPlan® had to offer I knew this was the company for me. Though we have had many misfortunes in the past years, this last year seemed to be the toughest. Our faith in God and my good friends in AmeriPlan® really help us through those difficult times.

I really want to thank Karen Marie for her friendship and being the rock that I lean on and for the support that she gives me. Without the support and friendship from her, I would have never made it this far in AmeriPlan®. Thanks for believing in me?

Also, I want to thank God for his healing power for now my husband is in complete remission and we are steadily moving towards our goal "financial freedom."

Thanks AmeriPlan® for the wonderful opportunity and "Delivering on the Promise®."

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Alicia Williams, Regional Sales Director
I am a mom to three wonderful grown children; Amy, Dan and Sue & now a 1st time grandma - to little Johnny (Amy's 1st child). I worked as a secretary and a pre-school teacher for many years and enjoy typing, so when I searched for work-at-home, I kept trying to find legitimate typing jobs. I didn't find any, so I tried two other opportunities which did not work out for me. While searching for typing jobs again, I needed to visit a sponsor, and the first sponsor was AmeriPlan®. The Better Business Bureau membership caught my attention with a good feeling. The more I read, the more I felt that this was a good opportunity. After speaking with Kelly and 2 people on her team, I realized that I knew I could be successful, and I liked the fact that I would own a business & be my own boss. I do a fair amount of typing e-mails, so I am able to satisfy that part of my at-home-work that I wanted to do

I did reach the goal of RSD and receive the bonus - but I had made up my mind that if I didn't do that in the 30 days, that I would be happy with the effort I put into it - because I did my best!

My "why" for being in this business is to be able to take my mom on some trips that she would enjoy, to be able to drive more often to NC to visit Amy and Johnny, and supplement our retirement. I am on my way, and it is because of the great coaching from Kelly and Janie. They have been very helpful to me, and our team is truly a team.

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Stephanie Scott, Regional Sales Director
Wow, where should I begin? I looked for a long time, tried other things along the way and never found anything that worked well for me. Same story as so many others.

I never gave up though because I have an amazing 3 year old little boy that needs me home with him. I love being a mom, that's my biggest goal. Unfortunately, like so many families we need additional income. So, how to work and be a mom? AmeriPlan®!

I was very skeptical in the beginning, too many other wrong, opportunities, but I hung in there, and boy am I glad I did. I went to Champions Weekend and met some really great people. That was where I saw it. Everyday people, shy people like me, doing extraordinary things! I also made a terrific friend in Kim who's been there for me every step of the way.

This is not easy for me by any means, but it is definitely worth it and I get better every day. Also, I'm headed to Dallas to learn even more from Dani Johnson with that bonus. How exciting!!

I love helping people. I'm proud of what I've accomplished and looking forward to helping those on my team get to RSD as well. Hang in there yall (I'm from Texas) its the big picture that's worth it.

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Eva Waring, Regional Sales Director
I am indeed excited about working for AmeriPlan®. Im a single MOM! I have two children, James and Tishira, my mother (87 years of age), also has been living with us over ten years. After mother became ill, I could no longer work in a 24 hour setting. My job ended after 14 years of working at a local hospital here in South Carolina. I was out of work for 8 months. As you know the job market is quite competitive. I was not able to find work to suit my needs as oppose to working a first shift with a salary to accommodate my financial status. So I began to pray and asking the lord what does he want me to do?

I began searching for WORK AT HOME Internet Home Base Business that I can build upon and soon replace my income status and also be a blessing others. Nothing came close to what I imagined. Kept searching, I mistakenly found AmeriPlan®through an ad that was placed by Anita Houser. Of course, I answered the ad and Praise The Lord I was sold completely. I figured I couldnt loose much more than Ive already lost. (Of course, NO INCOME STREAM! NO BENEFITS!)

AmeriPlan® is very unlike other Internet Home Base Businesses. I found that I can be honest with educating the public without misleading anyone and sharing my story and truly believing in AmeriPlan® and letting people know that Ive truly been Blessed to have found AmeriPlan® and making REAL MONEY! and promoting my business to be the most successful WORK AT HOME MOM that Ive always dreamed of being. I'm working towards having TIME, CARETAKER, LIFESTYLE AND FINANCIAL FREEDOM.

I can truly say ONE DREAM ONE TEAM. Our team with Janie Jones is AWESOME! Most of all AmeriPlan® has the best Support there is; youre NEVER left alone to figure out "How can I make my business work??"

TOP PAY DAILY... DELIVERING ON THE PROMISE® is a proven statement! WHOOOHOOOO! GO AmeriPlan® GO!

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Peggy Gifford, Regional Sales Director
I signed up for AmeriPlan® on March 3, 2005 and was excited to find a (work at home business!) I had searched the Internet many times looking for something to supplement our income. When my IBO, Shelley McMullen called me and told me how great AmeriPlan® was, I knew I had to give it a try and I'm glad I did! I am 54 years old and have been blind for over 40 years. I have a screen reader, (JAWS for Windows) for my computer, which makes it possible for me to use the websites, keep in touch with my IBOs and friends. I have two children, 2 grandchildren and a wonderful husband who supports me all the way. I thank God for everything He has done for me and thank Him for sending AmeriPlan® my way.

Thanks Shelley for giving me that call!

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Terra Cox, Regional Sales Director
AmeriPlan® has been a blessing and it's helped me to achieve one of my goals to stay at home with my daughter! When I set out to find the 'perfect' home-based business I kept hoping to find something that I believe in and something that people not only need, but want while also keeping in mind that I didn't want to go back to work and put my daughter in daycare where someone else would be raising her for me.

I was like the many others that have signed up for the AmeriPlan® team, I had tried several other things to stay at home with NO success! I started with AmeriPlan® in November 2004. I was so excited and nervous about getting into another home-based business. I signed up with my gut feeling that ?this was it (this is what I'd been searching for over a year for.) It was all so overwhelming at first and I'm glad that I had Janie to offer encouragement and support! I didn't really put my complete effort into it until January and I'm so glad I did! I am hoping to 'catch up' to Janie some day soon!

I have both a bachelor's and a master's degree and though I may not be using them in the corporate world, I am able to have a business that is my own. I live with one of my biggest skeptics, my husband, but that only made me want to push harder and show him how lucky I was to find AmeriPlan®! What I love is that AmeriPlan® is not something that has to be sold, but something that many people need and I love telling everyone about how they can save money with this service and make money just by talking to others!

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Theresa Johnson, Regional Sales Director
As a Career Services Advisor for a private college in Chicago, my job is to assist students and alumni in finding employment. It's sort of an odd place to be when you know your desire is to help people become successful and working a job for most does not equal success.

I signed up for AmeriPlan® in December, 2004. As I began promoting the services to friends and family, like most, I was met with skepticism. I signed up one member at my local church.

My schedule at work did not allow me the time I needed to talk to prospects, so I placed the business on hold. I wanted to stay abreast of things happening in the business so I tried to listen in on all the training calls and corporate update calls.

On one of the calls, Mark Jarvis stressed the importance of attending Champions Weekend. My husband and I had not taken a vacation since our honeymoon 8 years ago so I thought this would be a great time for us to get away. He didn't want to go but I convinced him to do it. We attended Champions Weekend and things have not been the same since that weekend. We received information at Champions Weekend that has allowed us to see the big picture. My husband was extremely impressed with the church service we attended on Sunday morning with Mark Jarvis. He is now helping me build the business by placing flyers in stores and talking to everyone he meets about AmeriPlan®.

There are hurdles and road blocks to get over, whether it was talking to prospects on the telephone or investing money in leads. I realized that the only road blocks in my way were the road blocks I was placing in my own path.

My job requires that I work 10 hours per day. When I get home I am extremely exhausted. One day as my husband and I were driving home from work he asked me if I was going to make any prospecting calls. I told him that I was simply too tired to make any calls. He said, AmeriPlan® must become your passion. If your desire is to leave your job, you must stop looking at AmeriPlan® like a hobby; something you simply do when you feel like it. Now, normally I would have a rebuttal, but I was speechless. He was telling the truth and I listened.

This company has taught me that you don't have to be a genius to succeed. The only ingredients needed are consistent effort and a desire to help others. I don't treat my business like a hobby anymore.

AmeriPlan® has given us the seeds to plant and grow a bountiful business. We have service that is needed by millions of Americans. We have an excellent compensation plan. The owners of the company are committed to developing cutting edge products and services. We must continue to water that seed by actively participating in our businesses. Just like a plant, if you don't give it nourishment, it will wither and die.and so will your business. Simply share this business with a few people per day and watch the results. Focus on helping others achieve their goals and you will achieve yours.

Janie, thank you for your words of encouragement and support.


I look forward to seeing each of you at the top.

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James Brooks, Regional Sales Director
One of our NEWEST REGIONAL SALES DIRECTORS has searched for the right home-based business for along time. Trying numerous MLM's and finally deciding that this industry was not for him. Then he saw AmeriPlan®, and then his ENTREPRENUAL SPIRIT plus the desire to help others kicked in and then it made so much sense, to be a part of this wonderful company.

James is an actor, Director and Teacher in the Bay Area. He's been seen in movies, such as, "The Game" with Michael Douglas, "EDTV", with Matthew McConaughey and numerous TV shows; and a National Touring show "The Meeting", where he portrays Dr. Martin Luther King Jr.

James Thanks the Bloom Brother's for bringing a timely and valued product to the fore front!

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Joshua Priddy, Regional Sales Director
Praise God, My name is Joshua Priddy and I have been with AmeriPlan® since the end of February. I am nineteen, a Jr. at UTA getting my BBA, and my wife and I just got married January 1st. I started AmeriPlan® as a second income to support my wife and me in our new life together. At the time I started she and I worked together at a restaurant as chefs. After a few weeks of working the business I began to pull out of the restaurant business. At this time I work AmeriPlan® as a full time job and have high hopes of making it to where my wife will be able to quit working and stay home as well. I have had many obstacles to overcome in my business due to my age and circumstances but I maintain a good attitude and keep working the business. With the Lords help I will make this the business that I retire with and I will make $100,000 yearly income.

I really want to thank my upline, Shonda Ward, for all of the help that she has given me. She has been there to answer every question that I have ever had. Thanks a Million. I also want to thank my beautiful wife Brenda for being there for me and encouraging me. Couldn't have done it with out you all.

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Gwen & Joe Bell, Regional Sales Directors
We are the proud parents of a 15, 4, and 2 year old. Expensive to say the least, and I have debilitating back problems and unable to work outside of the home. This means that Joe has to bring in the income for 2 full-time jobs. He works on avg. 60-80 hrs. weekly. So when Beth called with the offer of financial freedom in a few short years with Ameriplan®; USA® it was the answer to a lot of prayers. Knowing that in a few short years we will achieve complete financial freedom is such a motivator. It has already enabled us to spend more time together as a family. Our next goal is SRSD so that Joe can cut his hours to 40 a week. Thank you Beth for showing us the way.

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Devon Ross, Regional Sales Director
My name is Devon Ross and I am a 26 year old stay at home mom. I have a degree in education which I don't use because I don't want to work outside of the house to avoid placing my daughter in daycare. I run a daycare out of my house 5 days a week, 11 hours a day. I was looking for another way to supplement my husbands income so that I could eventually stop the daycare altogther. I prayed that I would find something. I looked for months and finally AmeriPlan® found me! I beleive that God sent AmeriPlan® my way in response to my prayers. I have been with AmeriPlan® for a little less than 2 months. I signed my first IBO on my birthday (Feb 14) and the rest just followed. I am determined to achieve financial freedom no matter how long it takes me.

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Mary Sue Patterson, Regional Sales Director
God bless AmeriPlan® and all of you. I was in the dental field for 20 years and holding down a second job at night to raise my 2 sons. To this day they barely know me now since I was always working outside the home. I quit dentistry after 20 years without so much of a thank you or good riddance for my efforts in the field. No retirement fund, they don't offer it! Then I saw an ad in the newspaper and called it. It was Kelly Fuller from AmeriPlan® who threw me a life line.

I am totally grateful and can not sing her praises enough to others. I never said never, I just call Kelly & E-mailed her all the time. She always came to my aid, with encouragement. I am so thankful to her, my friends, and my IBOs who believed in me enough to trust me with their health and future. My BIGGEST THANK YOU goes out to my FATHER, who is always my inspiration.

My wish is that if any of you are even considering giving up? Don't do it. Stay home with your children and know them. They are our biggest gift and they need us.

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Russ & Laurie Burridge, Regional Sales Directors
Well, we finally did it. With your help and support, we were able to achieve our first goal. When you brought me in as a IBO in November 04, I wasn't sure what to do, so I just put it aside and went about my life. We have two children, Sarah, 10 and Noah, 7 and they have always kept me busy. But AmeriPlan® was always in the back of my mind. The holidays came and went when I finally talked to my husband Russ about it. He started checking it out and said this is something we can really get into. We started working it slowly and it just seemed like nothing was happening. So, we started getting in on the training calls and that's what got us motivated. Dani Johnson is fantastic to listen to! But, we love to be on the training calls with you Janie because there have been many times when we would be down and just listening to you and the others really brings us back up and the next morning we are ready to go. We just want to thank you for your constant help and support and we are ready to meet out next goal, SRSD!

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Amy & Joe Warren, Regional Sales Directors
Wow! Where do I start - I started looking for something to do at home 3 years ago when I first got pregnant. I searched long and hard for something that would bring in money and was legitimate. I tried pretty much everything there was out there - with no results. Surprise surprise! I think everyone in AmeriPlan® has that same story - Then I met Cindy. We worked together in another work at home business for a few months...but she called me one day to tell me that she had something real - That she had been supporting herself with it while she was doing her other business. That peeked my interest. So I listened - and say no more - here I am! I'm finally able to stay home with my 2 year old son!

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Lynn Pasko, Regional Sales Director
I used to work part time at a music store. One day last October, my hours were cut back so far that it wasn't worth me working there. In fact I would almost have to pay them to work there! I quit and went back to my previous employment. The irony was that although they were glad to have me back, they didn't have many hours for me either.

I began the employment search. I searched; I prayed; I searched; I prayed till one day I came across one of Gina's flyers I had collected a year earlier from our church's unemployment office. I had actually collected it for my dad but now it seemed to pertain to me. I called Gina and pressed her many times for DETAILS of how this works. (I even called her at 6:30am once!) My husband and I prayed about it and felt it was the right decision. I signed up November 30, 2004.

AmeriPlan® was frustrating for me at first. I was a wound up energizer bunny without knowing where to be going and going and going... I was overwhelmed by the amount of information plus my computer skills were incredibly small. I didn't even know how to cut and paste! It took me until mid January to start understanding the business and get enough computer skills under my belt to have success. I took the suggestions and tried them out - Scripts; Danni Johnson audios (www.danijohnson.com); training calls; 3 way calling with my IBO. They are all awesome tools that through prayer and use has brought me success - and I am only 1 member short of my $500.00!!

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Maria Del Piano, Regional Sales Director
My name is Maria Delpiano. I'm a single parent. I've worked in the medical field for five years and have been living paycheck to paycheck.

I signed up as a IBO with AmeriPlan® 1/31/2004 with hope that I would make extra income.

What a SURPRISE! I've been able to cut my full time hours at work in half and look forward to give my notice SOON. I'm spending more time with my daughter, meeting new people and getting paid for it. Thank you AmeriPlan®!

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Missy & Corey Holifield, Regional Sales Directors
In August 2004 I quit my job as an executive IBO to come home to be with my 2 year old son and my 10 year old daughter. My daughter's grades were suffering because I wasn't home to help with all the stacks of homework she had, and my son cried so much when I left him at daycare that I was miserable at work.

I started looking immediately for something I could do from home so I could bring in part of the household income. I tried several things...surveys, real estate sales, health products....all were such a waste of time and NOT profitable.

My husband was put on night shift, so I stayed up countless nights searching and searching for "just the right thing for me". I stumbled on this one site with an ad about working from home...I clicked it...then clicked it again...it took me to the site...then there it was...my future. I looked at EVERY single tab, video, audio...I researched all night. Well at around 2AM, I signed up. I couldn't wait to get started.

I told my husband when got in that morning, and he was so angry with me because here I was getting into another one of THOSE businesses again. Well later that day, we talked more about AmeriPlan®...then he looked at the website...MY website. He started getting more and more excited.

I signed up on January 19, 2005. Since then, my husband is my partner in this business. He works full-time at night, then during the day he works AmeriPlan®. We had a slow start, but now things are shaking and moving. I recruited my first member on February 17, 2005, and my first IBO on March 3, 2005. When March came around with all the great new incentives...I decided it was time to WORK. I now have 7 members and 8 awesome IBOs.

The lesson I've learned is that to really succeed, you have to be patient. Cindy Harms (my IBO) has been the greatest support in this business. I couldn't ask for greater team members than Cindy Harms, Stacy English, and Leisa Schuzer. They have helped me through, and now my husband and I are on our way to financial freedom.

For you to succeed in AmeriPlan®...you must be trainable, coachable, persistent and patient. This business is about more than just earning money...it's about helping people. Not just by saving money on health care but also offering people the opportunity to have their own businesses. Wow, how great is that!

I feel more and more every day that AmeriPlan® is the key to everything that Corey and I have been looking for to achieve financial freedom...stay at home with our children...travel...and just enjoy our lives together not punching a clock.

Corey and I want to thank Cindy Harms for all her love, support, encouragement, and just for believing that we could actually make this work We love you Cindy! I am really glad we decided to take this wonderful journey called AmeriPlan®.

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Shelley McMullen, Regional Sales Director
I am 53 years old. I reside in San Antonio Tx with my wonderful husband Joe, Oneda my Seeing Eye dog and our Midnite.

I have been totally blind my entire life as a result of a premature birth. My blindness is due to a condition known as retinopathy of prematurity.

I worked for 20 years in the Corporate world. I have a Bachelors degree in music, vocal emphasis. My Masters degree is in counseling. My last ten years of employment was as a rehabilitation counselor.

I moved to San Antonio from Austin in 2001 after our wedding. At that time I had endured a great deal of discrimination when applying for counseling positions. It was painful, and almost destroyed my self esteem. I had heard that some people, a minority had been successful in starting their own businesses at home.

I began to diligently search the internet for that dream job. I wasted money, and tried several scams. I gave it my all, but nothing was happening.

I continued to pray, and God delivered my answer in January of this year.

I filled out an online survey about starting a home based business. A couple of days later Shonda Kennedy Ward my IBO contacted me by phone. She was warm and friendly, and seemed to be genuinely interested in me. We talked several times, and Shonda decided that I needed to hear from someone who had achieved true success. Janie Jones was reassuring, and could relate to my feelings and concerns because she had tried other internet opportunities as well.

It is such a comfort to go to the San Antonio Regional Office, and be warmly welcomed without sighted people doubting my ability.

I want to thank Shonda for her guidance, and especially for the close friendship we have developed. Thank you Janie for helping and supporting me.

My husband Joe is supportive of me, and believes in my efforts. Most of all I thank my God, because without him I would have nothing.

I am excited about building my team, because I love to help people.

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Bob & Judy Price, Regional Sales Directors
Judy and I live in Clarksville, Tennessee. We have just moved here from Rochester, NY where we resided for 18 years. We lived right on the shore of Lake Ontario and our closest neighbor to the north was Canada. We got hit in 2000 by the economic downturn, I was a contract computer programmer and had a six figure income. When it ended, we tried to find additional work for 5 years and then decided to move back to Tennessee and get settled into something as soon as possible. On faith we made the move and started looking for work. God led us to AmeriPlan®. When Kelly called and talked to us Judy was doing some tax work for H. & R. Block and it took about 3 weeks to decide to make the "leap of faith".

Our daughter. Lisa has beautiful teeth, but because of a disease that she has, her teeth are getting soft and painful. She is having 10 of her teeth crowned and with the help of the Ky AmeriPlan® rep, Frank Williams, we got Lisa to an AmeriPlan® dentist who is doing the work for $6,000 less than the quote she received from her former dentist. She now chuckles and says that she not only got her teeth fixed, but paid off her car at the same time with the savings of $6,000.

We have never looked back. We see God's hand all over this business and thank Him each and every day for his blessings in this business. You guys are amazing and this business is an amazing blessing to so many.

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Linda Craft, Regional Sales Director
I had always worked outside of my home all my life. In 2002, my husband Bob and my 13 year old son, Cody, were in a terrible auto accident. My husband, broke his back in four places and my precious, Cody, suffered brain injury. I knew that I really needed to be at home with my son. Thank God, that I found AmeriPlan®! There couldn't be a bigger, "Why", than to be at home where my son needed me so much. Whenever I would have a tough day, I would just look into Codys eyes and knew that I couldn't give up.

I was one of Janie's first IBOs, and at times it has been a struggle, but I have been determined that this will work for my family. Quitting is not an issue! I have been an RSD for quite awhile now and just did it again! I just stay so excited about this company! I have such a great team now and I will always be there for them, just as Janie has been there for me!

AmeriPlan®can make such a difference in your lives! Just remember, Never give up! It will happen for you!

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Arlene Thompson, Regional Sales Director
AmeriPlan® has changed my life for the better and I'm so excited about reaching my first goal! I'm a FT mom with 4 kids and I looked for home-based businesses on and off. I was pretty skeptical about most work-at-home opportunities, but when my IBO April called, I knew I had to give AmeriPlan® a try. I'm so glad I did! Running your own business from home is exciting, challenging and definitely worthwhile. Exciting because I enjoy talking with people about the business and benefits plan-Challenging because 4 kids make a lot of noise and demands daily-and Worthwhile because I love seeing my business grow financially. Thank you April, Jennifer, Nikki and Janie for all your encouraging support , especially through the frustrating times. You girls are great to work with!

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Kelly Wakefield, Regional Sales Director
Several months ago I started looking for something to earn money from home. I currently work a 40+ hour a week job and have two small children. My oldest Chloe (4 1/2) will start grade school in Fall of 06'. I need to be home for her. And I don't want to miss the years with my newest addition Riley (8 months). And I know with dedication and my amazing team support, I will get there. With my teams help, I have already reached RSD, and I have only been on board for 10 days! Many thanks to my team members and good luck to all who make this decision for themselves. My hubby Bruce sends his thanks too! God Bless!

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Mary Christmas, Regional Sales Director
When I, Mary F. Christmas heard about Ameriplan®; USA®, I immediately called my daughter, Denise Douglas, a IBO to sign me up. That was September 2004, even though, there were skepticism I jumped at the opportunity. Being a hard worker has helped me to stay focused, be consistent, keep my spirits up and have a positive attitude. I have had to keep my bags packed for months to leave on a moments notice, to the East Coast to help ailing or deaths of family members, my last trip was January 30. Also my husband, Jim has spent many weeks in the hospital since Thanksgiving. I am so grateful to Ameriplan®; USA®, Denise, Jennifer Robinson and Janie Jones for all the support they have given me thru my many challenges. The longer I work the happier I am and feel very fortunate to be a part of AmeriPlan®. I am looking forward to many more years to come.

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Maura Brennan, Regional Sales Director
My story isn't any different than anyone else's, I guess. I was starting to get frustrated at never having any of my own spending money, and my husband's birthday was coming up and Christmas was fast approaching, too, and I've always hated asking him for money so that I could go buy him a gift for his birthday, or Christmas. I stopped working in 1999 so that I could be home with my first child, Jack, and then 2 years later had my daughter, Mallory. Well, one day in late October, 2004, I saw an ad in a local paper advertising 'Work at Home, Paid Daily, BBB, Benefits' (see, that ad really works!) so I was intrigued. I called and spoke to Theresa Dosch, went into her website, talked to my husband, who was skeptical, and then went into her site again, and again, talked to her again, and then signed up right on her site! It was slow going for me to get to RSD but I finally made it with a lot of help from Theresa. She was (and is) always there for support and encouragement (and maybe even more importantly, a laugh!) We have become great friends and I am happy to know her. Janie Jones was also very supportive and helpful. I hope to follow in their footsteps on being a great leader to my growing team of friends (and members)! p.s. I will be buying my husbands' Father's Day gift with MY MONEY this year!

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Sue Hayward, Regional Sales Director
The 23rd psalm has led me through so many challenges in my Life. Six years ago, I retired after working for almost 30 years in one form of healthcare or another. I chose to move back to Houston from Nacogdoches, TX to be near my daughter and un-retire to work in her executive corporate housing business. This was quite a change to work with executives who expected and could afford the best of everything. You see, the previous 9 years I had been working in a Community health Care setting. There my job ranged from social worker, to advisor to advocate. I screened mostly indigent patients to find ways for the under or uninsured to survive with any available benefits through our government health care sources. My heart lies in the fact that everyone should have an equal chance to keep his or her health and dignity at the same time. I believe I was destined to try to help people survive as I have so many things in common with them. Having raised 6 kids does not qualify me in this day and age, but gives me an appreciation for people that need the help of AmeriPlan®. I believed in this company from the beginning. I am so impressed with stories of the people that have risen to the top and I firmly agree with Mark Jarvis in his statement "Everyone is equal."

When my daughter Kim (the light of my life!) closed her company to sign up for AmeriPlan®, I was her first IBO to jump on board. She has kept me strong through every challenge for over 30 years and now I will meet the challenge to help others through AmeriPlan®with her. I am excited to bring on my brother as a new IBO from Portland, Oregon and we will have a reunion at the Convention!

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Eddie Phillips, Regional Sales Director
Hi stay at home team! My name is Eddie (not Ed) Phillips & I am living & working in the White Mountains of New Hampshire. I've worked in hospitality since 2000 when I arrived here. I found out about AmeriPlan® through a Christian web site last November when I was looking for a benefits package. December through April I taught skiing full-time & did not work the business. I finally got started again in May & have had an interesting time running ads, putting up posters, talking to people everywhere I go, & smiling/dialing. This month I plan to double my May income & attend Dani Johnson's First Steps to Success in Denver with my wife.

AIFR (AmeriPlan®Is For Real)

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Kathryn Russell, Regional Sales Director
My husband, Oliver and I live in a rural part of Iowa. On our farm we have horses, which I use in my therapeutic horseback riding program for children & young adults with special needs and we also own our own bottle/beverage container recycling business. Although we both are into our businesses, we also knew that neither was going to be able to provide us with any type of retirement benefits. I searched for things that sounded good, but really were not that good and also did things that were okay but just not going fast enough for me.

Then, I found AmeriPlan®. The initial information given to me "made sense" and I decided to give it a try. When you believe in what you do, it makes it all that much easier. I am on my way to securing our retirement with the most innovative company and the best people to work with. The company and the people are always there to help you achieve your goals.

My many, many thanks to Regina and Janie for helping me get to where I am today.

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Charlene McMillian, Regional Sales Director
I was looking for a work at home program that would be substantial enough to pay my bills and I could stay at home. AmeriPlan® seems to fit the bill. I have looked into envelope stuffing which of course turned out to be a scam. I've tried home assembly projects that only pay a few dollars per item with such strict restrictions on your work that you would not get paid for what you sent in. When I heard about how AmeriPlan® can help people save money and their compensation plan, I signed up that same day. It's great that I can get a check in the mail daily. The tax advantages of owning your own business is awesome. I have found that AmeriPlan® is an ethical and sound company that truly "delivers on the promise."

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Robert & Theresa Pierce, Regional Sales Directors
Robert and Theresa have been with AmeriPlan® since December of 2003. When they first began this business Robert was working for the Department of Water and Power seven days a week between twelve and sixteen hours a day. Theresa had been working with executives at Universal Studios but was out on a medical disability. When it came time for her to return to work the corporate world had given her job away.

Aware that they were never going to achieve their financial goals Robert allowed Theresa to stay home and try many different home businesses. Everything from tie-dying and bead making to answering surveys and typing for others. Things were going nowhere fast. One day Robert and Theresa responded to an ad on the Internet from Janie Jones. Skeptical because of their previous experiences, it took Robert and Theresa two weeks of phone conversations with Janie Jones before they finally took the plunge and signed on with AmeriPlan®. They have never regretted that decision and have never looked back. "We get it. We totally see how AmeriPlan® will allow us to fulfill our goals and become independently wealthy. Why not help others do the same thing while we're at it," is Robert's motto these days.

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Bethany Lynch, Regional Sales Director
I started with AmeriPlan® after walking out of my job. I quit on a Wednesday, found the company on Friday, and my wonderful IBO had me up and running by Monday.

My first day I made $200.00 dollars! That made me really excited! I went to all the training calls that I could, got on Dani Johnson's web site and took advantage of every tool that I could get my hands on. I realized that this was a real company and we were providing a real service.

I made RSD on my 20th day with the company, thanks to my upline. They knew that I was on a mission and they helped me get there. We purchased leads, called in favors and they actually helped me get my last two members that I was struggling for. I am on the fast track to SRSD and thanks to the wonderful team that we have, I am confident that I will make it there within 60 days!

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Larry & Diane Wright, Regional Sales Director
I guess it all started a few years ago after reading the book, Rich Dad Poor Dad. We always had the ability to get good a job but we knew that that would never give us our freedom. The Freedom to wake up when we want to, freedom from worrying about bills, freedom to take off from work when your sick or hurt and not have to think twice about loosing your income. We have been involved with home based businesses before but everything we tried was lacking something (product, compensation, too difficult to sell), but we never gave up hope. So I told Diane to check out the internet and do a search for 'home business and BBB' and that's how Diane found ASA's web site.

I have to admit at the time I was opposed to it at first. We had just come out of an opportunity that had a great service but it just was not compelling enough for people to want it. Also I didn't want to get involved with another MLM type company. Thankfully Diane stuck to her guns. She asked me to reconsider and really take a good look at AmeriPlan®. She was impressed with all of the moms that were working this and doing quite well. In addition Diane was in the dental field for 12 years and she saw many patients that not only used AmeriPlan® for a discount, but also hundreds more that needed it! The rest, as they say, is history. We have made a personal commitment to work with this company until we reach a solid six figure income. With the addition of the medical program you would have be crazy not to get involved. Giving up is not in our vocabulary and for anyone reading this I hope you do whatever it takes to work your business everyday. Don't get hung up on the results, or how many people told you no! Just do your part everyday and before you know it your income will be there for you.

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Jo. Bilie, Regional Sales Director
29 days ago I was excited to get started only to sign up and wonder where my IBO kit was and why was it not coming in the mail. I was eager to get started so I was watching the mail! Well, finally I called IBO support and found out that my check had bounced! I was feeling very embarrassed, that I here I was wanting to start my own business from the home and I did not have one penny! In fact I was in the hole! Knowing I did not want to pass this opportunity up, I called my sister and asked if I could borrow the money from her. She was so great, she trusted my reason for it and lent me the money. This is where it gets good. Not only did I pay her back in a very few short days....I was now paying everyone back that I had to asked for help in the years past. What an awesome feeling that was.

I had made up my mind I was going to get that $500.00 bonus and when I get a thought in my head, no can stop me! I took this very seriously. I listened to my up line, called when I needed help and just kept plugging away. Listening to the training calls are very helpful as well. I feel very fortunate to have had Juliet on sign me on to the Freedom Team. Not only is she training me, but I feel like I have made a friend when we chat during the day. Katherine and Dulsa are very helpful as well.

I know that if I can do this, along with home schooling my three children, and taking care of a family of five, I know you can do it too! But the best part is you will not do it alone. Everyone is here to help you every step of the way. Just follow what your up line says to do and you will be very successful.

Never stop believing that you can do it. You can just make some goals and achieve them no matter how long it takes, just remember why you want to do this and come sign up for our team! It is by far the most supportive group of people I have ever met. I have worked outside the home before I had children and never have I found such a great group of supportive, friendly group of individuals. Signing up for this team has changed my outlook on many things, I can help my husband with the financial burden he has been under and just see my years ahead of us only getting better!

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Don Freeman, Regional Sales Director
I started with AmeriPlan® because I wanted to work for myself. There is nothing like the freedom of being your own boss. When you work for someone else, you make THEM rich. When you work for yourself, you make YOURSELF rich.

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Misty McGee, Regional Sales Director
I started with AmeriPlan® for two reasons. The first is that I have two awesome children and I know that I always want to be here with them! The second is that my husband is in the Navy and is away from home way too often. I knew that if I could find something legitimate to do at home that we wouldn't have a future where he is gone so much.

AmeriPlan® has helped me to dream again!

Thank you Michael Dennehy for picking up the phone and calling me. You have been an awesome coach and friend!

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Sherdinia Stepney, Regional Sales Director
I signed up for AmeriPlan® August 29,2005 and I reached RSD September 29,2005. That's right, on my 30th day. The road to RSD was not as long as I expected it to be. AmeriPlan® has made such an impact in my life in such a short time. I was recently laid-off of my job in nursing and I had absolutly no idea what I was going to do! I said to myself, "I have always wanted to work from home so that I could be there for my five year old son, Donteveus." So I started my search. I heard all about Pyramid Scams, Envelope Stuffing Scams, Type at Home Scams, and believe me, there are more. One day I recieved a call from a AmeriPlan® Rep and I knew from the first conversation that this was it. I made a concious decision that I was going to sign up for AmeriPlan®. I didn't even have $95. I didn't know where I was going to get it either, but I was determined. So I gave my IBO my information and said, "Wait till tomorrow after 2pm so the money will be in the bank." Well, 2pm came and went. My application was processed and my transaction was denied. I couldn't believe it, another bill had hit that fast. I had to call in more favors and to make a long story short, "If You Believe, You Will Achieve." I did everything that my IBO told me. I took Dulsanea, Katherine, and Janies words as GOLD. I went on all there training calls and paid attention. I had to stay focused, and on schedule. I gave it my all and at 1:30pm on my 30th day I needed one more member and I had no idea where it was going to come from. I had been calling Member prospects for 2 days and nonthing. It was so important to me to achieve RSD in my first 30 days and It was about to slip through my fingers. I had to achieve my goals By Any Means Nesessary. I had to pull a wild card. I called My GRANDMA and as always she saved the day. It came down to the wire, but I did it. I learned that you have to have the right mind-set if you intend to accomplish anything in life. I went from IF I CAN, I WILL to IF I WILL, I CAN.

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Kim Lewis, Regional Sales Director
I'm so glad I found AmeriPlan® and thankful for Stephenie, my upline. She is GREAT! I know that AmeriPlan® is my road to a better life for my family, for my IBOs, and for the IBOs and members that we will sign up. I was looking for a career change when I found AmeriPlan®. Now I am expecting a Lifestyle change instead!

I waited until the last week of the month to get interested in the bonus and promotion. I ENCOURAGE you not to do the same...GET STARTED NOW! We all know that putting things off until the last minute just creates stress and headaches. You can avoid that!

Be FEARLESS. GO to your upline, THEY WILL HELP YOU! The only SURE way to fail is to DO NOTHING!

I am Excited for my IBOs and I'm just as anxious for them to get their promotions and bonuses as well.

Many thanks to AmeriPlan®, and my team for helping me out. My future is Finally in my hands, and not left up to someone else to decided! Most importantly, Thanks to God and my Mother, who watches over me daily.

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Susie Elzey, Regional Sales Director
I signed up for AmeriPlan® on August 26, 2005. I did not make my $500 bonus, but I kept on working, because my main goal was to make RSD. And today, I signed up my 4th IBO and my goal was met. Now I just have to work towards my next goal and I know I will make it, because I have a wonderful team helping me every step of the way.

I worked as a secretary and office manager for someone else for 20 years. I decided one day to be a stay at home mom which I love, but soon discovered it takes two incomes to survive! I have sold Mary Kay Cosmetics, then went into Avon. I still do Avon, but with gas as high as it is and having to deliver products, it is getting harder to actually make a profit. I have tried several home based "businesses" which turned out to be big disappointments. I wanted so much to stay at home to be able to be a real Mom and Wife to my boys and my husband. Well, I prayed a lot about this, and I believe that God answered my prayers by sending me 3 people in the beginning. Starting with Katherine, then Dulsanea, and finally Eric. These three people made it possible for me to sign up for AmeriPlan® and to accomplish my first goal. And with their help and a whole wonderful team of people to work with, there is just no stopping me!

I have lots of goals I would like to accomplish with this business, but my final goal will be to help my husband retire in say, 2 to 5 years! And believe me, he wants that too, as a matter of fact, he says that if I do that, he will sign up for this business himself!

So, no matter what, keep the faith, it will pay off in the end! God Bless you all.

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Teresa R. Campbell, Regional Sales Director
I have tried time and time again to find a home based business that I could make enough money to allow me to quit working for other people. I went through SOOO many different things and didn't earn a dime.

With Ameriplan®, I have found what I was looking for! I have been able to earn over $1500 in less than 2 weeks and become a RSD! I had quit my job just prior to starting AmeriPlan®. I couldn't be happier. I've been able to take the drive and desire to succeed and combine it with the love of my family and create a balance. For this I will be forever grateful to AmeriPlan®.

I have had a really great team supporting me and I must say "thanks" to Kelly Fuller for all your support. But most of all, I thank my family for rallying behind me and helping me through the transition.

To anyone reading this, I just want to say that if you "just do it" you will be so glad that you did. AmeriPlan® can make a success of anyone who is willing to commit to doing the things we are trained to do. Use your personality and past experiences to create your own AmeriPlan® success story. Watch out, because I plan to add more and more chapters to my story!! Best of luck to all and continued success to those whose steps I am following!

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Tara Finder, Regional Sales Director
I am a 22 year old independent business owner. I love the freedom of working from home and making money. I have been in sales my entire working career and I truly have a passion for sales, in the same breath, I have to say, I will never work another day in my life for corporate America. I reached Regional sales director in my first 22 days with AmeriPlan® (while the whole time I worked my job at a MAJOR insurance company, earning them millions of dollars, I did not move up once!) If I said making RSD with AmeriPlan® was easy, I would be lying however nothing good in life comes easy. During the start of my business I went through some extremely rough times, I had to pick up all of my belongings and move to a totally different state. I stayed focused and remained strong. Dulsanea Nadek (my upline) was a huge support and I can't thank her enough for all of her coaching and training. Life is great and I feel blessed!



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Erik Catini, Regional Sales Director
Wow, what a feeling of accomplishment after reaching SRSD. Once again I have reached my next goal after RSD with the training and help from my Team and Dulsanea! This has made my decision to sign up for AmeriPlan® just 4 months ago a real blessing to me. I have the knowledge and urge to go all the way to the top. I have proven that working full time and going to school is NO excuse not to succeed in this business.

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Tim Hahn, Regional Sales Director
As a family man my family's financial security is my number one concern. In today's job market anything can go wrong. For that reason, I have been searching for that one company that can help me reach that goal of financial independence. AmeriPlan® is the real deal! I also wanted a company that had a product or service that was really needed by millions of consumers and in high demand. AmeriPlan® has that type of product because they were and still are today trying to help the average everyday consumer battle the skyrocketing cost of healthcare. With AmeriPlan's® many years of service to its members and its valued reputation with major retailers that we all know and use was convincing enough for me.

I also want to thank the Freedom At Home Team for their great support they provide. It is great to work from home and know that you can be in business for yourself and have the support you need from your team. With AmeriPlan® we all have the same chance to succeed! See you at the top!

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Salli Bowen, Regional Sales Director
Wow! What an amazing journey! I started with AmeriPlan® the end of February 2005. I wanted something so I could continue to stay home with my son, who was 4 at the time. I had been staying home, but the finances were beyond tight! I had tried a few other "opportunities" that were out there and ended up spending a fortune and didn't make a dime! I signed my first IBO(My Brother) before March. Well, then I really just sat back for over a month. You don't get very far doing that! By the middle of May, my home life had taken a turn for the worse. I was looking at possibly having to raise my son alone. So, I stepped up and started signing up, what I thought was going to be the harder aspect of our busiensses; IBOs. Boy was I wrong! I could sign IBOs without much trouble, but then I couldn't get members. Everyone thought it was a great plan but no one was ready to sign up. So, I have contiued to bring in new IBOs and I have now gotten my members and reached my first goal. The road to get here has been bumpy. Many times I wondered how long I could keep going because I would get discouraged. YOU JUST HAVE TO KEEP PLUGGING ALONG! We have an outstanding upline: Lena, Regina, Pennie, and Janie. What more could we ask for? Also, a special thank you to Wanda who helped me see what was right in front of my eyes! So, a little advice for everyone still struggling, anything worth having is worth working for! If you get discouraged, take a step back, re-do your trainings, talk to your upline everyday if necessary! AmeriPlan® is our future, and our children & grandchildren's future too!

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Carolyn & Neil Currie, Regional Sales Directors
My husband and I are so excited to be a part of AmeriPlan®. When we got started in this business, I did not have any experience talking to people. But with the help of our training sites (Freedom at Home and GIDR) and Dani Johnson, I have learned to take that fear away and step up to the plate. made it this far and have not intentions of giving up.

Although we did not make our RSD fast track bonus, we are determined to fast track SRSD. Not only for the bonus, but to help others as Jo Bille helped us.

Here is something that I took from one of Dani Johnson's audio training calls that keeps me going even when I hit a brick wall.

How do I talk to people? It's not how, it's why. Why? Because my family deserves it. Because I deserve to grow and become the best I'll ever be.

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Johanna Farmer, Regional Sales Director
I am 22, a daughter, a sister, an aunt, a wife, a friend, and most importantly a mom to three beautiful children. Everyone has a story-this is mine.

I had my first child when I was only 16. Raising a child did not leave much time for college. I worked jobs like most teenagers-retail, waitressing, etc. to make ends meet. I had always been interested in being self employed, like my parents both were. I can not begin to tell you how much hard earned money I threw away on work from home scams. I've sent away to stuff envelopes, make jewelry, assemble products, you name it- I tried it. Nothing ever worked. Well, except for me. I worked my butt off trying to improve life for my little girl and myself. Did I ever get ahead? No.

Fast forward to the present time. I now have three children and am married. My husband and I have a nice house and two nice cars, but we were broke. Always. We have a habit of living well beyond our means. I was working in a sales position at as a telemarketer. I did well, and made what seemed like a respectable income. However, as the top sales person, I knew how much money I made my company and I was not getting a minute fraction of it for my efforts. Shortly after the birth of my third child , August 23rd, 2005, I stumbled across Dulsanea's ad in my local paper. I was VERY skepticle at first. Like I said, I have always been on the losing end of work from home opportunities. I studied her website for more than a week and researched the company online getting any and all of the information-the good, the bad, and the ugly. For the first time the good far out weighed the bad or the ugly. So I made the life changing decision to request an interview. (Good thing I did. The company I was working for laid everyone off while I was on maternity leave so I did not have a job to go back to!)

Almost immediatly, Dulsa called me and we spoke. To say the least, I was sold instantly. I became a IBO the next day. Although $295.00 sure buys a lot of diapers, I believed in myself and in AmeriPlan®. During my first two weeks, I had several set backs. My wisdom teeth were coming in and of course, without insurance, I could not afford to have them removed. Two or three days in my first week, I could bearly speak. So instead of speaking, I studied the system. I listened to the training calls and tried to absorb as much as I could. And THEN my new computer I had saved up to buy less than a month before decided it didnt want to turn on. So I was offline for several days. Very discouraging. But I didnt let it get me down. In this business, you are your own worst enemy. The system works. The training is there because it really does work and you WILL be sucessful. I am now an RSD, and in only 14 days! With my newborn, 2 1/2 year old, and 5 year old at my side. Im not special, I do not have a degree. I am a normal person with normal skills. Believe in what you are doing and others will believe in you.

Thank you AmeriPlan®, and thank you Dulsa- with out your encouragement and guidance I would not be where I am today.

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Ahlam Asad, Regional Sales Director
I have a degree in Computer Information Systems and I am now working part time for hosting company after working for them full time for 8 years. Being on call 24-7 to take care of down servers and to provide technical support to client at odd hours finally got to me. Cutting down my hours by half affected our financing. I started looking into something to do from home to supplement my income and found AmeriPlan®. Two days after signing up, my husband lost his job of 13 years. I saw that as a sign to really give this business all I can. I know nothing comes easy, but I was able to make RSD within 28 days of signing up and I made my $500. I have great plans for the future and I have my eyes set on SRSD and $1000 bonus. I wouldn't have been able to make it without the help of my upline. Regina, Pennie, and Briauna are great. I'm very proud to be part of such a great team!

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Patricia Donaldson, Regional Sales Director
I am definitely in the right place at the right time as an RSD with Ameriplan®; USA®... headed toward SRSD as fast as I can go! I have been in Corporate America for the last 30 years only to have recently acquired the "corporate pain" of not being valued and viewed more as a commodity than a human being. I know many of you know exactly what I mean. I have had a wonderful life with many wonderful friends and working relationships and am at a point when dreams of sugar plums and retirement should lull me to sleep at night instead of panic and worry about working for a company with something less than stellar financials.

My husband, Dave, and I are also best friends. We play and work well together. We have searched for years for a "profitable" home based business... you know... one where you get more coming in than it takes just to be in the business. Thousands and thousands of dollars later, we can tell you a mile long list of things that just did not work for us. Real Estate, Vitamins, Supplements, Tiny Classifieds, Information – you name it – we tried it. We had just about given up and were chalking our losses up to an education – the hard way – when I read Katherine Kalolo's classified ad! I knew immediately that I wanted to know more so I went to the website and absorbed everything I could and filled out the form for an interview but I could not wait! This was different! I explored further and found a telephone number for her and called to let her know I could not wait until tomorrow, I wanted to sign up TODAY. Wow – what a ride this has been.

We have 3 wonderful kids, all grown – with 2 grandbabies and another on the way. One of my joys is to think of how what I am doing today can make a difference in their lives later. What an inheritance this business can be!!

You know, there are few ways in this world that you can serve your fellow human beings – I mean REALLY help them – while you are becoming financially free and AmeriPlan® is the best I have ever seen. What a great way to feel, when your head hits the pillow, knowing you made a difference in someone's life today and took another step toward your goal at the same time. I am blessed to have old friends and new ones as my front line IBOs. They are all Exceptional and we are all working hard to get everyone to RSD level. Katherine Kalolo and Janie Jones have to be two of the most giving women I have ever had the pleasure to work with. They guide you and show you the way and then you just have to do the work. We are all in business for ourselves and not by ourselves – not with this wonderful team.

Right now, I am setting goals, getting a new headset and SMILIN' and DIALIN' all the way to the top. Thank you AmeriPlan® for giving me back my dreams of retirement and financial freedom in 2-4 years!!

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Sandy McArthur, Regional Sales Director
I signed up for AmeriPlan® October 7, 2005 and within my first month I was able to accomplish my first goal of becoming Regional Sales Director. The wonderful part of this Business is the friendships that I have made working this Business. I have never known a Business where EVERYONE is involved in helping you become successful. My start with AmeriPlan® I had a few ups and downs but with the help and support from Lena I hung In there. What a difference a month makes, the money is now rolling in. AmeriPlan® is a wonderful business to have I get the best of both worlds I have always had a passion for helping people, with this business I can help them get these benefits they deserve and need, and also help them have great success. I feel very close to Lena and Regina they both have been very instrumental in my success, I feel truly blessed to have them both in my corner and helping me, I hope and pray that I can be a blessing to others as they have been to me. What a wonderful Company AmeriPlan® I am truly grateful.

Thank You AmeriPlan® for giving me financial Freedom.

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Mercy Tucker, Regional Sales Director
I am 18 years old and a single mother working to complete my senior year of high school. I had been going online for sometime now trying to find a real work from home business that wasn't a scam.

My sister introduced me to AmeriPlan® very shortly after it had been introduced to her. She showed me how to run my business and how profitable my business could be.

For me it was important to find something that I could profit form in the comfort of my home in the company of my daughter. I have some medical problems which would make it hard for me to hold a "real" job. I have very intense migraines and was scared that even if I got a job i wouldn't be able to work as much as I would have needed to to support me and my little girl. I was also worried of what I would miss if I was at a job site all day everyday and she was in daycare.

But now with this program, I can easily work from home, and make more than enough to support the both of us. With the help of our team, I made RSD in 3 weeks.

So for me AmeriPlan® gave me the two most important things that I needed in my life, financial stability and more time with my baby.

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Sherry Burdic, Regional Sales Director
I have tried many work-at-home programs and internet jobs that just didn't work. I just wanted a chance to work from home. Currently, I work part time in the work force and part time on AmeriPlan®. I am married and I have three wonderful children. I am well on my way to being able to quit my part time job and work from home full time! If you want to help people and educate them, than AmeriPlan® is right for you. With 2 to 4 years of consistent work, you can build a part time career with a full time income.

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Mike Kiper, Regional Sales Director
I'm from Louisville Kentucky! I would first off like to say thank you to my team, WHAT A TEAM WE ARE! I have searched for months online for the right Work-At-Home business, and as we all know, sometimes a search becomes an endless overworked effort, but this time my search was found, thanks to AmeriPlan®.

Ever since I have started with AmeriPlan® I have had a great deal of teamwork and support all around our group. The training that AmeriPlan® offers is a great help, too. The bonus offers and the other rewards are very exciting and makes working from home a big plus.

When I made my first call on prospecting a new IBO, I knew this was the right thing for me. Even working a full time job in a hospital - time becomes money when it comes to me working on my career with AmeriPlan®, So If this can be done by working full time and going to college part time (Criminal Investigations) I know every one can do this.

Even on a short budget, this was do-able. By the leads I had, family members and friend, once you get two IBOs signed up, you already have your next month paid and money to expand your business opt/member searchs! I LOVE this business.

Also, the benefits that AmeriPlan® offer are great, and are very useful. Thank you AmeriPlan®! "If you dream it, you can build your dreams with imagination and hard work."

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Michael Zahron, Regional Sales Director
I signed up for AmeriPlan® on September 21, 2005, so I could work from home and enjoy spending more time with my Dogs and loved ones. This is the first time in my life that I can honestly say that I am truly happy doing what I love. Before I got involved with AmeriPlan®, I was an unemployed Auditor. I made a great living but something was missing. After being unemployed for a long time, you start to think what else can I do with my life. Being from Michigan, where the job market is at its all time worse, I found AmeriPlan®. I love helping people save money and also make money. I love being able to get up when I want, get dressed when I want, and just do what I want. I don't have to fight the early morning or late afternoon rush hour traffic anymore, or work long hours for someone else to benefit. I don't have to travel for anyone else, but myself now. I can work my own schedules, and make as much as I want. By owning your own business, you are in the driver's seat, and you are in control of your net worth. So with all this being said, if you are reading this now, this is the time to take control of your future. God makes good things happen. Thank you, Bridget Sanders for bringing me AmeriPlan®, and thank you Juliet Rogers and Kathryn Kalolo for helping me and supporting me. Thanks team, I'm going to the top with you and bringing my team with me.

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John & Mandy Boyce, Regional Sales Director
Me and my wife Mandy decided to sign up for AmeriPlan® because we were looking for something that would allow us to have more family time together. We have seven children; our youngest was born eight weeks premature so having a home based business is more convenient. I work full time outside the home as a Control Panel Electrician. During the day my wife works the business and in the evening we both set time aside to focus on our business.

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Steve Leisinger, Regional Sales Director
Like you, and everyone else contemplating starting up one's own home business; I was skeptical and cautious. Skeptical of the promise I would be paid, and cautious for fear I would be scammed. AmeriPlan® has replaced skepticism for excitement and cautiousness for enthusiasm to make money for "MYSELF"!

After two failed attempts of starting a "Work from Home" business with non-reputable companies. I researched AmeriPlan® and found everyone, including the Media and the business public praising AmeriPlan®. After discussing it with friends and reviewing the material I decided to try just "one" more time at starting my home business. After accepting my up line, Tara D.'s challenge of trying AmeriPlan®, which she promised I would not be disappointed, I've turned a profit over my initial $95 investment in just 30 Days! This is after working approximately 55-65 hours a week at a full time job and working AmeriPlan® part-time.

AmeriPlan® is structured to make it very simple for anyone to pick up the phone and start making money immediately from home. With professional assistance from everyone within AmeriPlan® and especially my up line Tara D., I can say for the first time in my life, I am running my own business. I couldn't be successful without the help of my team, Tara D., and AmeriPlan®. Thanks!!

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Tina Lockhart, Regional Sales Director
I chose AmeriPlan® because it looked like something I could do. My husband started his own business and I wanted to start mine. I worked outside the home all my life and with the price of gas and the wear and tear on myself as well as my family I decided to look for something I could do while being at home for my family. I use to drive 1 hour and 45 min to work and would work 45-50 hours a week and get paid for 40 hours. I was never home for our 2 younger sons and they are Seniors in High School and being home for them was becoming crucial to us.

We have 4 children, 3 boys ages 21,18, 17 and 1 daughter age 20 and 1 grandson age 9mths.

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Carolyn Cote, Regional Sales Director
I am a Stay-at-Home-Mom with two beautiful little boys, Jordan and Jacob, and also an army wife to the love of my life Marshall. We have been in the army for about 3 1/2 years now and loving it but of course it gets rough at times and we started to get into some financial troubles. So I thought I would just search the internet for some survey places so we could get some extra income. And then one day Tara called me and told me about AmeriPlan®, it sounded great but of course I thought that this sounded too good to be true, so I talked to my husband about it and he told me that whatever I wanted to do, he supported. So a few days later I signed up, and it has been wonderful. I am so happy to be apart of such a great team and company that helps mom's like me work from home and be able to spend time with my boys and people who are having difficulties with their dental or health bills save so much money. And I am just so excited that I have made it to Regional Sales Director, it took me alittle longer then 30 days, but I still couldn't be happier. I just want to thank Tara and Dulsanea, I could not have done it without you... You are both angels and I am just so thankful for letting me sign up this wonderful team... Thank you sooooo much :)

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Susan Munro, Regional Sales Director
I am the proud Mom of 4 children. After trying several home businesses I started AmeriPlan® a bit skeptical. I had a few obstacles at first, we had a death in the family, so it put me behind the eight ball on my first bonus. After missing one bonus I promised myself I would not miss another one. I am very proud to work for this company, the people have been great, the support and training are unsurpassed! I will never work 9-5 again for someone else, and my children will learn to think out side the box thanks to AmeriPlan®!

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Kathy Donley, Regional Sales Director
For the past 23 years I have worked in management. Working 75 to 80 hours per week. I spent all my time making the other person a lot of money. I missed out on a lot of family time, school functions, just watching my children grow. I started with this company on a part time basis, 2 months later I quit my job and started working fulltime with AmeriPlan®. Now I have time to spend with my family and I make the money for myself. I have never been happier. Thank You AmeriPlan®. If you would like to learn more about this wonderful opportunity feel free to contact me.

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Mary Knoll, Regional Sales Director
Greetings from the goat farm! That's right, when I'm not making calls, I'm making goat milk soap on our family farm. A "minor" house fire just before last Christmas wiped out my business. I spent half the year trying to rebuild it, but it?'s impossible to duplicate in four months the success it took four years to achieve originally. Retreating and regrouping, I closed my business for the rest of the year and went out and got a "real job". The trouble with me is that I don"t like working for other people. I don't like dress codes, co- workers, time clocks, break rooms, and the fact that no matter how hard I bust my tuchis, I'm making the exact same wage as the slacker beside me carrying on the loud conversation with his neighbor. Eight weeks in, I pulled an "Office Space" and just stopped showing up. Thankfully, that was one week after my sister, Johanna Farmer, told me about her new home business, the one with which she made $430 her first day. You can't argue with numbers like that. I spent most of my winter hay fund on my App Pak and, with Johanna and Dulsa's help, hit the ground running. I reached RSD and made my $500 bonus three weeks later! I still plan to return to my goat milk soap business in the spring, but now I'll finally have capital to put into it so it can finally reach its potential

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Lauralee Barcus, Regional Sales Director
I am married and have a beautiful one year old daughter named Sydney. I became aware of AmeriPlan® through a patient of mine who loved their AmeriPlan® Discount Card. I always had to hear how much money they just saved on a prescription etc, so I knew right away when I heard that this company allowed you to work from home, that this was the company for me! My goal has always been to stay home with my daughter and not miss any of the "First time" moments, and with this company, I can do just that!

I just recently started in AmeriPlan® and of course ran into some minor set backs with family and friends getting ill. I missed my first bonus, but was actually happy, because I had the option of staying home with my daughter while she was sick, not having to ask permission from an employer to have the week off. I am now ready to hit every other goal ahead of me on target with the great team of people that work with me! Thank you to all of the people who have answered my questions along the way, especially Janie, our new NVP! I have a great team of people with me that has really become a great group of friends. I can't wait until we are all at the top, financially free and working from home on our schedule!

My advice to any new IBO into our company is to stay focused on your goal and post your WHY up where you can look at it constantly!

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Tammy Cason-Virgin, Regional Sales Director
Hi, I am a wife and a mother of two children. My husband and I, along with my daughter and my son live in LaGrange, Texas.

I can honestly say AmeriPlan® has been a blessing for my family and I! Let me tell you why?

AmeriPlan® has truly changed our lives more than I could have ever dreamed possible! I was layed of from a job that I had worked with for 7 years in 2003. How devastating that was for me. You see and hear about it all the time on TV and around you, and think that it would never happen to you. Boy, was I wrong. Not only was I layed off in 2001 and lost income, I was about to get married that year also. Not having the income I had when I was working we had to change our plans. I did receive an unemployment check, but it was a lot less than what I was bringing home when I was working my J-O-B. I finally found a job nine months later and was happy that I was able to go to work again, BUT the downfall of it was I had to travel 40 miles to get to work. This again caused another interruption with my family as far as my children are concerned. I was unable to drop them off at school, and my husband wasn't either, as he traveled just as far as I did to work and had to be at work at 7 a.m. Instead I had to get them up an hour earlier to get them ready for school and drop them off at a daycare to catch the bus to school. I hated it. My son would tell me, :I wish you could find a job in town".. I missed out on the school events, such as the parties they would have in class and was not able to have lunch with my son when he had wanted me to. NOW, my kids can sleep that extra hour before getting ready for school. I can pick them up from school and then swing them by Sonic for their "happy hour" soda or slushy.

I want to thank Stephanie Turner from the bottom of my heart, as she has been a great mentor. It's people like her and all the others on this team that make you proud to be with AmeriPlan® and on The Freedom At Home Team. This team does not think just of themselves, they think of all the others on this team and they want you on top of that ladder with them - and let me tell you - I am ready to climb to the very top with them and I know that I will do it - thanks to AmeriPlan® and this team!

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Rachel Shadow Norman, Regional Sales Director
I come from Cherokee Indian decent. I am a single mom of a 10 month old precious baby girl.

I am simply ecstatic that I actually made RSD in 11 days from the day that I had signed up for with AmeriPlan®. The only thing that I can say is that I have a lot of support from the Freedom At Home Team. If I would have never gotten the consistent support and if I myself was not consistent, I would have never been able to make it to RSD in such a short time.

It is so easy to get discouraged and want to give up, yet I thought possitive everyday I picked up the phone while working with AmeriPlan®. I learned that thinking positive and being consistent will only turn to success. The key is setting a realistic goal and sticking to it.

This only inspires me to be an asset to the Freedom At Home Team and help bring the serious IBOs who are a part of AmeriPlan® up with me as I continue to move forward.

There is so much "real" support on The Freedom At Home Team. I simply want to thank Sarah Howell for being more than a business partner. You are simply a friend. I've known you for less than two weeks and you held my hand and speed walked me to the next level.

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Teri Orr, Regional Sales Director
I am a single mother of a seven year old boy. I started my home based business with AmeriPlan® because I wanted to have financial freedom and more time with my son. I've always wanted to acquire the type of income that would allow me to have the luxuries of vacations, a new home and be able to support my son. When I was first learned about the business opportunity I knew that I finally had a chance to go above and beyond what any traditional job would offer. I wanted to obtain a position that would allow me to advance and be awarded for my accomplishments. Through my past four weeks with AmeriPlan® I have learned what a great support and training system they have to offer. There is no greater feeling than to know you have support from your team and you can also give that support in return. I not only feel that I have a great career opportunity, but I feel like I am growing friends and family daily. I would not have been able to accomplish as much as I have without the never ending support and help from Anita Houser. Anita has truly been an Angel sent from above! Thank you Anita, I could not have done it with out you!

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Catherine Slezinger, Regional Sales Director
My wonderful husband and I live in Campbell, CA. In September, I began looking for a work at home opportunity so that I could work around my husband's busy schedule. I searched the Internet everyday for hours at a time looking for something legitimate. I was about to give up and go find a job when I met Sarah Howell of AmeriPlan®! I was so excited that I listened to every video and read every testimony that I could find. I have made over $1300 in my first month, as well as a $1,000 shopping spree! I am so thrilled to have found AmeriPlan®! I could not have made it this far without my amazing IBO, Sarah Howell. She has been there every step of the way with training and encouragement. The best is yet to come! See you all at the top!

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Delilah Wilson, Regional Sales Director
I am a wife and mother and we have two beautiful children. I feel so very blessed to have found AmeriPlan®. I had been searching for a home-based business for several years. I actually thought that I would never find what I was looking for. But here I am, doing what I really love and enjoy. Having the freedom to be there for my family is very important to me. AmeriPlan® allows me that flexibility.

When Delilah signed up for my team I realized very quickly I had one of those pearls. She stands with posture and did from the minute she started here. She's building her team carefully and I always knew she was going to be a future National Sales Director. She's on her way and I'm proud.

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Rhonda Wiley, Regional Sales Director
I live in Bastrop, Texas. I have 3 children that are grown and no longer live at home. Sure wish this opportunity would have been presented to me years ago. As all of you know there just isn't enough words to express how GREAT Ameriplan®: is. These past 30 days have been so exciting and such a turn around for me. My daughter told me to go to the web site and see if it would be something that I might want to do. Before getting halfway I was looking for where I should sign up! Like so many others I have tried one thing after another only to be disappointed. I have a few people that are skeptical of me doing this now but I told them to just watch and see where I am at 6 months to a year from now. I know with all my heart this is the business for me. Making money and helping others save and make money just feels so good. Janie, thanks! I just want all of you to know that I plan on going to the top and bringing lots with me. I just want to say to all of you that are just getting signed up: keep your enthusiasm, dream BIG, if you aren't excited, get that way because your moment is just around the corner! See you at the top!

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Robin Schemel, Regional Sales Director
I am the very proud mother of two beautiful daughters. The oldest is 34 and the mother of my two beautiful granddaughters and lives in Tulsa, OK. My youngest will be 16 on the 21st of December and has her heart set on going on to college. For almost 20 years I was a restaurant manager but now after two back surgeries, I had to find something to do at home. So after trying a secret shopper and stuffing envelopes and always with spending more than I made to keep going, I saw Jennifers ad in the paper. If she had not had "member of the BBB" in it, I don't know if I would have even called.

But I did and it turned out to be the best thing I could have done for myself and my family. My husband Al, who has been doing the same thing (dental tech.) for almost 45 yrs and even after open heart surgery, keeps telling me he is ready to retire, so I need to hurry up and make it to the top. I may have not fast tracked to RSD, but I never thought of quitting. That was not an option to me. I am very proud of the work I am doing now and what it is we have to offer people. I could never go out and try to sell anything like lotion and potions but to be able to help people in the way we do makes me very proud.

Thank you Jennifer for having faith in me and giving me this opportunity to help make a better life for me and my family.

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Annette Wiley, Regional Sales Director
I wasn't really looking for any kind of business to get into. I have worked for the past 10 years in the mortgage field and although it is a high stress arena, I somehow liked it. But with an "unsure of the economy" attitude and declining volume, I found myself unemployed 4 times in the last 18 months due to company layoffs. This last time in September 2005, I decided to look for other ways to earn a living. I was looking into buying foreclosures to fix up and resell.

Out of the blue, I got a call from an old friend who was a loan officer in a former company I worked for. She said she was getting frustrated with the mortgage industry too, and had found another way to make some serious money and that I needed to look at it. I put her off for weeks thinking this was MLM or network marketing and I had done that in the past, several times. I sold cleaning products, vitamins and health products, lotions and potions, telephone service and internet and PC education. I had been somewhat successful with one company, but it landed me in the hospital due to alot of stress building my team with little to no support and very long hours and a spare room full of products that I was required to buy each month. While I was "absent" my downline fell apart, no upline or partners to keep my team motivated. I lost all the ground I had made. Other companies went out of business before I could get to the top and so I wasn't ready to get involved with that again. Kelly assured me that wouldn't happen and to just take a look at it. So I did.

As soon as I saw the services provided and the affordability, I was in! (After all, I was out of work now and had no insurance, couldn't afford Cobra) I realized there are alot of people out there just like me who need this product. (And I didn't have to stock pile anything in my spare room!) And also realized there are alot of people out of work or who need more money to live on. AmeriPlan® made perfect sense to me, the timing was right. So I signed up for Ameriplan®; USA® and started working it. I quickly realized this is a company with integrity and that I would have tons of support from everyone in my team. I was so amazed and delighted.

I didn't make it to RSD in my first month due to many obstacles that plagued me, but I didn't give up. I sent out emails, called everyone, worked leads, hung up flyers, passed out business cards and with the support and encouragement of my team leaders got to RSD. More every day I am so grateful for Kelly bugging me to look at this business. I love knowing that in a year or 2, I will have the residual income I have always dreamed of. If I were still working in the mortgage field, I would never be able to achieve this. And I really love the morning commute from my coffee pot to my spare room office! God never closes a door without opening another, even better one!

Thank you so much to Kelly, Becky and Sonja, and Janie for all your help and support. I am excited about our future with Ameriplan®; USA® and so very happy to be working with all of you.

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Kristina Delgado, Regional Sales Director
I am proud to say that I am officially an AmeriPlan® REGIONAL SALES DIRECTOR, woohooo! I would like to thank Susie, but at the same time I would like to yell at her for not finding me sooner.

Seriously, if I can do this, anyone can! I am 20 years old, I am a single mother, I have an 8 month old son, I am horribly, horribly shy, I had to borrow the start up money! All the "odds" were against me, but you know what? I have painted the picture. I have seen the dream and I AM going to make that dream my reality, no matter what obstacles get in my way! I WILL be at the top! See you there!



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Kristina Smith, Regional Sales Director
Well I did it! I signed up for AmeriPlan® on 12/6/2005 and I made it to RSD on 12/19/2005! In less than 2 weeks!!!

I signed up under my best friend Lena Richards who I have known for 23 years. I am not going to lie to you I was very skeptical at first, but when I saw how happy she was that she was able to stay home with her children and quit her job she dreaded waking up to every morning, I was envious. So here I am now a mother of four children ages 20, 15, 9, and 6 months old. I have a background in early childhood education and unsure if that was what I wanted to do so I switched careers and went back to college an earned a degree in the medical field. I landed a job with a reputable company, but I still was not sure if this was the right career change for me. I did know one thing and that was, I wanted to stay home with my children. So after months of researching, and watching the growth and successes of other's I decided that AmeriPlan® was the best fit in my life, and now I have the opportunity to stay home and have financial freedom.

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Colleen Ng, Regional Sales Director
I made RSD on December 1, 2005.

I made a major decision when my first child was born. Although I was at the peak of my career, it was not a difficult decision for me to make. I decided to be a full-time mom, and I've been extremely involved at my children's schools and in their extracurricular activities. It has been a real challenge to keep abreast with my "very active" children's lives. I feel very fortunate and privileged to be able to be "there" for them at all times.

I have two happy and gifted children, a loving and supportive husband, and the best sister and friend I could ever be blessed with. When I pondered whether or not I should sign up as an IBO with AmeriPlan®, I felt reluctant. Despite my apprehensions, my family believed in me, and they are extremely encouraging and supportive of me and my endeavors.

Although I have only been with AmeriPlan® for a short period, I believe with the many tools and resources available, the leadership and track record of the Freedom At Home Team and Get It Done Right Team, I know I will be able to create a system that will work well and effectively for my business. I am grateful that I am an integral part of these two remarkable teams because everyone has been so helpful and generous in sharing their knowledge.

I want to especially thank two beautiful people, Kathryn Russell, my IBO, and Regina Morris, my inspiration, for all their help and support.

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Judith Loth, Regional Sales Director
A technical and promotional writer who had lost most of my contracts to the economy, I searched for work for over half a year before Katherine Kalolo phoned me, which was, in Bogart's immortal words, the beginning of a beautiful friendship, both with an inspiring, generous, expert, and empathetic sponsor and leader, and with AmeriPlan's® freedom at home.

I am grateful for my family (Evelyn, Mark, Tigist, Charles, and Teresa) which supports me while others scoff. And for my hardworking, impressive downline, which looks like up to me. And for the vision and ingenuity of Dennis and Daniel Bloom, which make this possible for us all.

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Kathleen Street, Regional Sales Director
I graduated from Baylor Univeristy in May, and moved to Austin. No matter how hard I tried, I couldn't find employment. Frustrated, I turned to the internet to earn money at home. I had been scammed in the past, so when I found AmeriPlan® online, I thought the company sounded too good to be true. I watched every online movie AmeriPlan® made available and read every article I could get my hands on.

I came on board with Janie at the end of June and saw the "big picture" about working at home. I was hired by the Texas Department of Health shortly after I started working my AmeriPlan® business. It took me a little longer than most to reach RSD, but I kept plugging along month after month, knowing that my day job might pay the bills now, but AmeriPlan® will provide for me and my family for a lifetime.

I did not reach RSD alone. I had constant and full support from Janie and Michael Jones, William Cheng, and Christine Thurston. Your beliefs give me strength and confidence to succeed.

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Gina La Placa, Regional Sales Director
I have been married for 8 years and have two boys, which are the reason that I now work from home.

For about a year and a 1/2 I have been searching for some way to work at home; I have tried a few and they just did not work out. I also tried online surveys but never really made any money from them. I was so bombarded from e-mails from companies that promise you that you can make money from home but for some reason or another they mostly seemed like scams and I was very reluctant to try anymore, I was just about to give up trying to work from home. Then I got the information about AmeriPlan® and within a couple of days Michelle called me I spoke to her a couple of times and decided to give it a try. I am certainly glad I did, Michelle has been a great help (thanks) and has always been there and willing to help me with any concerns I have had.

AmeriPlan® is easy to work into my schedule I am able to set the hours I want to work. I can be there for my family when they need me. We all have good days and bad days but no matter what I will not give up. With this company I believe if you are willing to work you will do well.

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Jannifer Davis, Regional Sales Director
I am a mother of five, two of which are preschool age. My husband works hard to provide for his family however, it is very difficult to feed so many mouths with one income. I had been looking for over 5 years for a way to earn money to help make ends meet. After loosing my shirt in very costly scams, I decided I just wasn't going to pay thousands of dollars (I really couldn't afford to give away) to attempt to convince someone to partner with me in a company I didn't really like or agreed with. I tried the "lotions and potions" game for a while and I quickly realized that a great product is not very rewarding if you NEVER see any income from your exhausting efforts. I racked up more debt from that. I found Ameriplan®; USA® through a random search, just to see what was out there. That's when Pennie found me. I am so glad she called me that day. I got started and I didn't fast track the first time, or the second chance. I was hitting walls like a crash dummy! Financial troubles, my confidence levels (not with AmeriPlan®, but with me) and I took a 5 month break to move my family into a new house these were some of my obstacles. That's when I came to know this wonderful team I am a part of, one day I made a decision, either I am going to just do this or I am going to quit. Well, quitting has never been an option so all I had left was to just do it. I plugged into the training of Dani Johnson, Ellie Drake and Jeffery Combs, and the encouragement in the conference calls, yahoo groups and my NSD, Pennie taking time to work with me personally. Not only have I grown and learned professionally, but I have grown and learned personally. I am overcoming obstacles I have been hindered by all of my life. To me AmeriPlan® is one vehicle God used to help me develop potential in me. I just had to push myself passed my fears to realize it. It has taken me 11 months to reach this, my first of many goals with this company. I am so blessed and honored to be a part of this company with some of the greatest people I have ever met. Be determined to be determined and there is no turning back!

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Tamara Hicks, Regional Sales Director
I am a mother to two beautiful children, and a lovely wife of 3 years. I signed up for this team and company on Nov 9th, 2005. My previous experience was with a wellness company. I stuck with it for two years although I couldn't never get over the hump of hitting my first level, but I had a WHY that was so big and quitting wasn't an option for me until I found this team and company. I started out a little slow, didn't hit my $500 bonus, but that was ok because I look at the big picture and how AmeriPlan® could change my future personally and financially. I look at other that have advanced with this company and I always say to myself that no matter how long it take me, but if they can do it I can to. I love the fact that I would be offering a service that someone need and could use vs a service or product that someone just wanted. I feel that I was placed with this team and company for a reason. With this company if you have a big reason WHY your doing this business and stick to it, a willing to work, and a strong desire to get it done then quitting shouldnt' never be an option.

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Rhonda Peterson, Regional Sales Director
I am a wife to Eric, mother to 2 beautiful girls, Tori, and Olivia, and a faithful servant of my Lord, Savior, Counselor, & BEST friend Jesus Christ!

I've "dabbled" in the networking industry for many years but I reached a defining point, January of this year. You see, I was very successful in the insurance industry, but I was overloaded. My mother was diagnosed with Alzheimers in September of 2001 and my father passed suddenly in February 2002. She had to move in with us full time and had to be under constant supervision. Between that and trying to balance being a mother, wife and having a career it was a larger burden than I could bear.

I was on the verge of a nervous breakdown. My doctor told me I had to get rid of something, and I chose that something to be my career. My children, my husband, and my mother meant more to me. So I stepped out on faith and started in a home business. Initially...I sucked! Then I plugged into to Dani Johnson's training. From her Script book alone I've been able to earn over $15,000 from home on a part time basis, but the HUGE turn around came from attending my 1st First Steps To Success Seminar in October of this year. I learned what my REAL product was - PEOPLE! I learned how to duplicate my efforts, I learned how to be a professional interviewer. I learned that "it's not about me." Most importantly I learned that the Lord had trusted me with much and I wasn't using it to the fullness of which he had given me.

Although I have earned $15,000, I noticed that (prior to First Steps), no one else on my team was duplicating my efforts. So I began the search for a good company where the average person could succeed. It took about a week of my dear friend Kassandra's endless talking and persistance (thanks!) to get me to take a closer look at AmeriPlan®:. I got started on December 1st and made RSD in 29 days! My future couldn't be brighter!

We all go through ups and downs, have successes and failures, but take heart! You are EXACTLY where you are supposed to be! When you have hard times, James Chapter 1 verse 2-4 says: Consider it pure joy, my brothers, whenever you face trials of many kinds, because you know that the testing of your faith develops perseverance. Perseverance must finish its work so that you may be mature and complete, not lacking anything.

You see, the Lord IS finishing a great work in you, refining you into who he has purposed you to be! Give it your best shot! Take consistant daily action and I promise you, the Lord WILL bless the work of your hands! You do your part, and He will do his! He always has, and he always will!

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Sheila Wendt, Regional Sales Director
I have a wonderful husband and 3 amazing daughters who are the reason that I now work from home. I worked outside of my home for several years always wishing I could be home with my girls instead of having someone else watching every milestone in their lives.

Early in 2002 I started searching for some way to work at home; I found many, many scams, and even fell for a couple of them. In April of 2003 I found what I thought was the perfect opportunity. At first it was wonderful but the checks were very small, and as I advanced the checks did get bigger, but my time with my family (which is the reason I work from home) kept getting less and less. I found I was working more hours than ever and spending hardly any time with my husband and daughters. After working with them for almost 3 years and bringing in less than minimum wage for more than full time hours, I decided it was time for a change and started searching again.

I prayed that God would lead me to something that could help bring in the income that we need, without sacrificing the precious time with my family. I was searching on a Christian work at home mom's website when I found AmeriPlan®. I skipped over it several times, thinking "this is to good to be true." Then I thought, what the heck, let's see what this is all about. Within a day I received a call from Cindy Harms. She was so upbeat and positive and very upfront and honest about everything that I asked. I started with AmeriPlan® at the beginning of December and now, only a few weeks later I have already advanced to RSD. This company truly is a God send and so is Cindy!

I don't have to ask for time off, I don't miss school functions or family events, and I no longer have to have my lap top and cell phone connected to me if I want to leave the house. I am helping people work from home and find stable income and at the same time helping many others to save on benefits that they badly need. I feel great about the work that I am doing. I set my own hours completely and I no longer miss out on precious time with my Wonderful Family. I am going to keep going strong and advancing and I will soon be making far more than the job I just left and working less hours. I have learned the secret to working at home and having your own business: NEVER GIVE UP, QUITTING IS NOT AN OPTION! That is written across the front of my AmeriPlan® binder and I look at it every day!

I can't imagine where I could be today if I had taken the time to look at this company instead of skipping over it the many times I did. It's not too good to be true! It is TRUE, and it is AMAZING!

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Sy Xiong, Regional Sales Director
I have been working with AmeriPlan®: for 6 months and I have had some ups and downs on my way to RSD. I was not going to give up or quit however. Quitting is NOT an Option for me. I stuck it out and kept on working.

First of all I would like to thank my Lord Jesus Christ for answering my prayers. I had been looking for a legitimate home business for a while. I remembered that I had passed up AmeriPlan®: about 2 years ago after I had been ripped off from another home based business that put me in the hospital. I vowed to never do another home base business again. When I saw an Ad in the local newspaper about working from home and getting paid daily, I had to call. I was very skeptical but I also wanted to be FREE from having to work for the usual companies while making them rich, my family had needed me with them at home. I am so very happy that I have found AmeriPlan®:. I want to thank my business partner and friend Cheryl Cremon for believing in me. She knows how hard it is for me to do this business especially with my busy schedule. I also want to thank my whole entire family for their supports (Sisters and parents).

I have a third shift job right now and I also help my husband run an automotive repair shop which is our family business. God only gives me 24 hours in a day and with the limited time I had to work my AmeriPlan®: business during my lunch breaks, while doing house work, while dropping off and picking up my children from soccer, football, gymnastic practice and during home work time.

I am married to a wonderful husband (Neng) who supports me in all of my wild business adventures. I have 3 wonderful children (Richard-13, Carolyne-11, and Katheryne-5) who are very active and also help me with my business. My husband and children are my reasons WHY I do AmeriPlan®:.

Thanks to the Freedom at Home Team for all of their hard work, training, and encouragement (Wendy, Janie, Kelly, Katherine, Dulsanea and Rebecca) you?re all awesome. I have an awesome team that also keeps me going too. I would like to especially thank Dani Johnson who inspires me to be the best that I can be. I know with AmeriPlan®:, I can have the freedom that I have always dreamed of. It doesn't matter how long it takes me to get to NSD, I will get there. I believe in AmeriPlan®: because it does Deliver on the promise. Give AmeriPlan®: 2 to 4 hours CONSISTANTLY daily, in 2 to 4 years you'll be at $100,000.00 of residual income. Next stop for me is SRSD and so on and on and on and on.

See you at the top.

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Paul & Denice Duszynski, Regional Sales Directors
I recently lost my full-time job that provided the health insurance for my family. I was searching the internet for some type of health benefits to cover my family. Everyone wanted between $400 - $800 monthly for their health insurance.

My 10 year old son's medication is very expensive and with my income gone, it was becoming a hard-ship to buy his medication.

So, I kept searching. Then I was emailed a letter from Wanda Burge. This was my little miracle. A supplement towards the benefits I had lost.

It did not take me long to see that this was a good plan and signed up to become a IBO. I made RSD in 28 days. I did this while traveling back an forth to the hospital daily as my Dad had to have emergency open heart surgery. I am hoping by the end of the year to be making 6 figures to help my family succeed in our financial freedom.

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Walter Landicho, Regional Sales Director
I was born and raised in the beautiful country of the Philippines. I came in the U.S. about 9 years ago with my parents. How did i heard about AmeriPlan®? I love to use my computer and one day I was browsing the Internet looking at some work at home program through my computer and I don't know in Gods will I went to my up lines website which is freedomathometeam thats the first time I meet my mentors Lena Richards and Mikia Vera. So I read about the company and I like the business proposal. What I like most in this company is you LEARN and EARN at the same time! Besides that you help people to change their life by saving tons of money and build a financial freedom in a short year in the future! I started AmeriPlan® since September of 2005. I thought I'm not gonna make it to RSD but I did it! So you can too, I did not get my bonus but for me I just wanna say thanks to my up line Lena Richards and Mikia Vera and the rest of the team for all the hard work.. A BIG THANK YOU ALL from my heart.

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Nicole Alexander, Regional Sales Director
Hello, I am more than proud to be a part of AmeriPlan®. This was the best decision I have ever made in my life. I have been working from home for 1 year now and until now I have not gotten anywhere! AmeriPlan® has given me a wonderful blessing in my life and my family's life. "I could not ask for anything more at this point in my life". I have been a IBO with AmeriPlan® since December 15, 2005 and now have made it to RSD! YEAH! I have worked really hard and have had the BEST support from my upline.

"Sheila Wendt" and "Cindy Harms." THANK YOU!

Thank you everyone for all of your support! Without AmeriPlan® I would not be where I am today smiling, cherishing, and extremely THANKFUL! I am on my way to SRSD.

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Fae Mayberry, Regional Sales Director
I did it! I really did it! I made it to RSD! I've tried so many things over the last 20 years off and on in between numerous jobs. I'm 47 years old and decided I didn't want to be a cashier when I'm 60! I made a decision to look again at a home-based business. I've always known working for myself was the answer, Ijust didn't know how or who. So the search began. That was 20 years ago. But this last spring I began my search again. Low and behold, a sweet little voice called me and asked me if I had ever heard of AmeriPlan®.

That was Janet Slaton and she has become my best friend, my coach, my mentor, my family. I don't have many friends, but now I feel like I do. I'm so completely happy with this company and its integrity. It's taken me a while to get to RSD, longer than most. But I don't care. I just keep plugging away and plugging away. Because, I know, down the road, I'll see my dreams come true finally!

There was a time when I stopped dreaming, but thanks to a loving man, a dear friend, and wonderful home business, I began dreaming again. My goal: I want to live on a houseboat that is designed precisely for me! This is the first thing I've done, that is a good fit for me, works for me, that I SO COMPLETELY believe in what this company offers. I've had my ups and downs, but never gave up on this business.

I made the decision that never again, will my family and friends look down their nose at me, or whisper in the corner, "oh poor, Fae. She never has any money, she's always broke." NEVER AGAIN! But when I drive up in their driveway, in my new RV with pictures of my houseboat, I'll just smile. Not to say I told you so, just out of pride that I finally made something of my life. I thank God for this company and people like Janet. It's not about hype, it's about helping people. To everyone that has helped me and encouraged me, I'm truly grateful. NOT ONCE did I hear, "Oh, that's too bad you didn't make your RSD bonus." But instead, "let's work on the next one!"

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Linda Edwards, Regional Sales Director
I live in a small town, Grafton, WV, where I have lived my entire life. I have 4 children and 4 grandchildren. I signed up for AmeriPlan® on December 15, 2005 and made RSD by January 3, 2006. I have never made so much money in such a little time that would keep on paying for ever! I have been an independent insurance agent for 9 years. Before which I worked for a State Farm agent for 6 1/2 yrs. When I was approached about AmeriPlan® by Tammy Bartlett, I was VERY skeptical to say the least, because it seemed to good to be true. I waited almost a year before signing up, because the benefits weren't useful to me at the time, i.e. Dental, etc. I want to know how something works before I sell it to someone else. After the medical benefits became available I was very interested because my health insurance is so expensive, even though I sell it. You can't get discounts just because you are an agent. The medical benefits seems like a good fit for people like me and many people in our town. There are many self-employed people and small business who carry no insurance for their employees because of the cost. Now, since I see the benefits from AmeriPlan® for myself, I am really excited about sharing this information with others. I have always sold life and health insurance to people with their best interest in mind. I don't pay attention to commissions, I just get them the best buy for their money. I guess that's why I am not rich! AmeriPlan® is exactly what I am looking for because it IS an excellent product with a VERY low cost. Compared to the insurance industry, I can make way more money, do half of the work, and get paid forever. No insurance policy that I sell EVER pays forever! I must keep on and on and on, if I am to keep my income coming in. I have never been with a company who does so much for you to help you make money like Ameriplan. I enjoy helping people and giving them something good for their money. I still can't fathom the amount of money people make with this company, so I am still try ing see the future in a way I've never seen before. I have always assumed that I could make decent money, but not LOTS of money, unless I became greedy and a workaholic. I never thought "rich" would ever be a description of me! I now think AmeriPlan® can, and will, change how I think, how I dream, and how my life will be in the near future. I know it is possible, because SO many people have proved it.

Thanks so much Tammy, for the opportunity to change my life with such little effort. Sorry it took so long for you to convince skeptical me!

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Rhashii Booth, Regional Sales Director
I am 30 years old living in Toney, Alabama, where I own a mortgage company. I am married to Voilanda and have 3 children, ages 8, 8 and 4. I found AmeriPlan® on December 2, 2005 and made RSD on December 30, 2005. I have experience in network marketing, but I have never been involved with a company that has helped so many people. The benefits sell themselves. I am extremely excited about this company and I look forward to reaching the next pin level, SRSD, within the next 30 days! I want to thank my IBO, Matt Slaton and his mom, Janet Slaton for their continued support and help.

See you at the top.

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Donna D'Amore, Regional Sales Director
When I found AmeriPlan® I knew instantly this was the company I had been looking for, for over a year. I'm so proud to be apart of something that will help so many in more ways than one. I'm finding that having a business you can work two ways is fun and interesting because everyday is different. It's refreshing to work with a team of people who are all invested in helping one another succeed!

My background in customer service and sales makes this a comfortable fit and I'm excited to be working from home. Our children are grown and out on their own, so my husband, Lou, and I enjoy our weekends going on road rallies through out New England with friends, and spending time in our gardens.

I'd like to acknowledge Jennifer Horton and Michelle Stefferson for all their help and for being so inspirational.

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Patricia Clark, Regional Sales Director
I am a 34-year-old wife, mother and grannie! Yep, I said grannie! I have been married to my husband going on 10 ½ years. We have 5 kids and 1 granddaughter that calls me grannie! I decided to sign up AmeriPlan® because I didn't want to go back to work for someone else. I wanted to be here for my kids.

When I started AmeriPlan® I was told that I was part of a team and that they would always be there for me. I was scared because like many of you I had heard it before. But you know I have found that it is more than that. AmeriPlan® is more than just a team, they are Family. I have had such great support and encouragement to succeed by Michelle Stefferson, Jennifer Horton, Kelly Fuller, Rydell Bain and many more. With Michelle Stefferson and Jennifer Horton on my side, and with their hard work, effort and personal visions to see me succeed is what has allowed me to reach RSD level.

Shortly after I started AmeriPlan®, I had to have my husband rushed to the hospital for emergency surgery and at one point he got really bad after the surgery and I almost lost him. Then when I finally got him home and on his way to recovery, I got walking pneumonia and I am still taking medication to get over the lingering chest cough. I tell you this because through all this, my up line Michelle Stefferson was there for me to encourage me to keep going not just in AmeriPlan® but to just keep putting one foot in front of another.

I believe in what AmeriPlan® has to offer to it's members and to it's IBO and I am going to work this business and keep putting one foot in front of the other and spread the news I am in Business. I also want to Thank everyone for all there support and help! God Bless!

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Steve Branchini, Regional Sales Director
I've been unemployed for the past two years. I have a disabling back injury which forces me to work from home on a part-time basis. I tried Vocational Rehab but there was absolutely nothing out there. So I put my resume on Monster.com and low and behold I found AmeriPlan® (or rather AmeriPlan® found me).

I wasn't looking to get rich quick but I loved the idea of working for myself earning residual income. I truly feel that meeting my IBO, Theresa Dosch, was somehow preordained, and I know she feels the same way. My life now has a present as well as an unbelievable future! I can't thank her enough. I still get chills when I sign an IBO or a member because when I hear their hard luck stories I KNOW I'm doing something good in this world!

I am pictured here with my neice as my family and friends are very important to me; without their love & support, I wouldn't be here today. For those of you who have struggled or have seen people fly past you, just as I have, remember these words:

"Never mind what others do; do better than yourself, beat your own record from day to day, and you are success." - William J. H. Boetker

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Dan Holmes, Regional Sales Director
I'm from Kennewick, Washington and I have been a musician for 22 years. My story is like so many others that tried other MLM's that didn't work for them that there is not a whole lot to say that they haven't said except I truly believe that it takes the right business for the right person. Once you have that combination, persistance and working smart not hard is key. I plan on just moving forward and never looking back and whether I am able to help 2 or 3 people a day or 2 or 3 people per month, I know I will be NSD soon.

I started with AmeriPlan® September 2005 and tried things my way and was struggling, but with the help of my IBO, Mary Christmas, the training calls, short script and learning to see the big picture, I started to relax and treat the people I talk to about the business, and the membership, as people instead of numbers or dollars. That made a huge difference for me and makes the whole business so much more pleasant and rewarding on a daily basis. When people realize you are there to help them and not sell them, they are so much more receptive to you and the whole idea.

Even though it took me 5 months to become RSD, I will do this business for the rest of my life and I don't care if it takes me 5 years (which I know will be sooner) to reach NSD I will see you all at the top!

THANK YOU MARY FOR NOT GIVING UP ON ME IN THOSE 6 MONTHS IT TOOK YOU TO FINALLY GET ME SIGNED UP. YOU WON'T REGRET IT! AND THANK YOU TO JANIE JONES AND THE FREEDOM AT HOME TEAM FOR ALL THAT YOU DO TO HELP US SUCCEED! I have never seen a group of people be so willing to help their IBO whether they be at the top of the list or the bottom. Way to go FREEDOM AT HOME TEAM LEADERS!

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Shelley Lamie, Regional Sales Director
I currently live in Abilene, Texas with my husband Patrick (we just celebrated our 2nd Anniversary) and we have two kitties that are like our children.

I signed up for AmeriPlan® on November 18, 2005. At the time, I wasn't even looking for an opportunity to work from home. I had recently started a new career in Real Estate, but it wasn't going too great. I happened to come across my sponsor's website and thought I'd request an interview to find out a bit more. What made me want information on that day is what keeps me working every day!

When I was 18 years old, I was diagnosed with Rheumatoid Arthritis and was disabled by the time I was 22. I was denied insurance and unable to receive treatment because of the outrageous costs. If I had received treatment in the first few years, I would not be disabled today. I believe that access to affordable healthcare would solve many of the crises that we're experiencing in our country! It has definitely made it easier for me to sign up new IBO than members. I believe this is the road that God wishes me to travel. God showed me very clearly that he wanted me to work with AmeriPlan® and not in Real Estate. This is a company and a cause that is very close to my heart!

The only real advice I have for others working towards their next promotion is what you hear over and over again. Work consistently and never give up, don't even entertain the thought! You will be successful and you will sleep well at night knowing that you are truely helping people!

Thank you Annette for always being here to help encourage me to keep going, to share in my accomplishments and the true leadership you provide to all of us!

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Denise Benal, Regional Sales Director
This company's integrity, vision, & support attracted me right away. As a mother of two young toddlers, the desire to be a mom to my children was my first priority. However, my husband took a hiatus from work to further his education which added financial stress to our situation. While working and taking care of my children, I spent months looking for something I could do at home to earn some extra income. Needless to say, I was always left with less money and more frustration.

From the time I was introduced to AmeriPlan®, I felt it was what I was looking for. Not only was the earning potential beyond what I was hoping for, it was also a company that provided an amazing service to others. Now that is something I can become passionate about. Having a background in the insurance industry, I felt this company had an amazing service to provide to so many people. Their integrity and support is the gold standard in providing affordable dental and medical benefits.

My desire to work with others & to help them achieve their goals has motivated me to become part of such an awesome team. Developing relationships of value and guiding others has driven me & I thank God for opening the doors to this new endeavor. I would like to thank all the leaders on the Freedom At Home Team for their help & support since I have begun. Keep your eyes on the prize!

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Alisha Conner, Regional Sales Director
Hi, I'm from Paisley Florida. I've been with AmeriPlan® since December 6th, 2005. I was introduced to this awesome business opportunity from my new best friend, Michelle Moraga from CA. I had done many different home-based businesses before December 6th, but always spent more then I made. Michelle called me and I listened, like what I heard but didn't have the money to sign up...a whole $35's, so I asked her to call back later when I might have it, well she called again and still no money, so I just took it the next time she called.

I have been a stay-at-home-mom for many years and one of those type people who take whatever anyone offers as a job to work from home no matter the cost, and of course never made a dime, so finally finding something that really does bring in the money is AWESOME. AmeriPlan® gives me the ability to work at my pace and still be mom.

I want to thank Michelle for a better life and my entire upline for all your support and training. I have been plugging in and listening to training call after training call for the last few weeks. I have been really trying to get all the training I possibly can, I want to go Dani Johnson's as soon as I can and I want to go to conference too. Every time I listen in on the calls I learn a few more things, thank you to everyone that does these calls they are great.

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Vickie Hearl, Regional Sales Director
I am proud to say I am now a Regional Sales Director. For me, a mom of two sons, AmeriPlan® delivered what other companies couldn't – a full-time income working from home. My husband, George has been a wonderful supporter and inspiration to me.

After searching on the internet, looking for various home-based businesses, I had almost given up. But luckily, I didn't. In October of 2005, I found AmeriPlan®. Immediately, I knew it was the best home-based opportunity that I had every seen. I dove right in, head first and have been working hard ever since. I can remember the week that I signed up for AmeriPlan®, I had received a call from another home-based business, and when I told them that I had already signed up for AmeriPlan®, I wish you could have heard the man on the other end when he said, "Wow, that's great!" I will never forget that and I have never regretted it either.

My goal is to help others realize their dreams as well as turn their lives around to make their dreams come true, by catching the AmeriPlan® vision just like I did!

AmeriPlan® rewards you very graciously and makes you feel special at the same time. I only wish that I had found this company sooner. But, now I am very proud of what I do and people have told me that it shows. I always feel so enthusiastic when I am talking to people and sharing information with them!

I do want to take this time to thank Mikia Vera, Lena Richards and Regina Morris for all of their helping hands. I am also very proud of my IBO and all of their enthusiasm. Keep it up and remember I am always here for you!

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Jean & Wes, Regional Sales Director
My husband Wes and I signed up for in this business being empty nesters. I was so excited about the vision of the company's founders. About giving people a chance to build a will able business to pass onto their children. It has been our pleasure to share this business with many people and extend savings onto to people for the medical and dental care. What a blessing it has been to be introduced to such a wonderful idea. The support I have received from Susan Goodknight has more than words can say! I do not have a college degree, but this is my chance! I am so excited to become a Regional Sales Director! My first goal has been accomplished, but onward and upward.

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Jacque Martin, Regional Sales Director
I am so excited to finally be at SRSD! I took Dani Johnson's advice "Get excited, pay attention, go to work and NEVER QUIT!" and it is paying off! My family (Megan, Colton, Mollye and Laynye) have been so patient and understanding of all the time and effort I have put into my business to make it successful and I'm so thrilled to be heading my way up to the TOP! My husband, Emmitt, is my driving force in all of this...my "Why" (well him and that little Cutie on his knee! Ha!) I'm doing AmeriPlan®. He is paralyzed from his neck down and requires 24 hour a day care, he is WHY I want to be able to stay at home, so I always know he's being cared for by someone that loves him dearly. He is my inspiration and my motivation! Thank you AmeriPlan® for making it possible!

Stephanie, Stephanie, Stephanie... Girlfriend, what can I say? You have been an awesome business partner and SO MUCH MORE! You are a very dear friend to me as well. Not only have you helped keep me motivated and on the track to SRSD, but you have listened to all the troubles I have endured as well. You are a DOLL! I'm so thrilled you were my IBO because I see us going straight to the TOP together!

My Team: All I can say is..."Get excited, pay attention, go to work and NEVER QUIT!"...and keep the faith!

God Bless!

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Sandra Angulo, Regional Sales Director
I have been working for 55 years and have just now found the business that I expect will make our family financially secure...including my grandchildren. My husband, Esteban, and I recently moved back to my home state of Texas. In my lifetime, I have moved 56 times and lived in 16 states, so it is good to be home and settled out in the country, watching the wildlife, enjoying sunrise and sunset, and the stars at night. (Sounds like a song there somewhere!) Every time we moved, I was faced with finding a new job. You know that means "starting over" in a new company, lower salary, waiting for benefits to start. We needed to supplement our retirement income, but I really did not want to find another "job" we wanted a work-at-home business! If I had known about AmeriPlan® 10 years ago, we would be millionaires by now!

Well, we're on our way...thanks to the efforts of a beautiful lady (inside and outside)...Tammy Drewery. Tammy has been so supportive and inspiring, and that cheery voice on the phone can always pick me up. Stephanie Turner has been great, too-she really understands the game of phone tag and hangs in there. I just can't thank them enough for their efforts to help me succeed. With a team like this behind me...the only way is up, up, UP! We are going to the top!

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Dario Saldana, Senior Regional Sales Director
I was looking for a home-based business and the freedom to control my own hours. I could not see myself running across town 2 hours for a 1-hour meeting as required for some other businesses. Running my business from the comfort of my home is very appealing to me. I dream of the day when I can replace my income, and work full time from home. Helping other people is what I like to do. The AmeriPlan® business fits like a glove and I am looking forward to the day when I can work from home full time and live anywhere I want. I know that helping other people achieve their goals is the key to any success. With the great leadership of this company and its future vision, I am confident that this is the right decision for me. Dare to dream.

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Brent Knight, Regional Sales Director
I am proud to say I am now a Regional Sales Director. For me, a teen in high school and working my other job it was a struggle of going to school and working at my job and this home based business. But I did it and AmeriPlanUSA® is a great home based business After searching on the internet, looking for various home-based businesses, I had almost given up. But luckily, I did not. In August of 2005, I found AmeriPlan®. Immediately, I knew it was the best home-based opportunity that I had every seen. I dove right in, head first and have been working hard ever since I can remember the week that I signed up for AmeriPlan®, My goal is to help others realize their dreams as well as turn their lives around to make their dreams come true, by catching the AmeriPlan® vision just like I did! AmeriPlan® rewards you very graciously and makes you feel special at the same time. I only wish that I had found this company sooner. But, now I am very proud of what I do. And I would like to give honor to Susan Goodnight she is an outgoing person to work with.

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Michaela Suzuki, Regional Sales Director
I am overjoyed to finally reached RSD! It had taken a long time, 6 months, for me a grandmother and senior citizen of 63 years old to accomplished this first level of the pin ladder. I hit many "walls" along the way. I had fear of the phone, being new with computer, and frustrations over fruiltess efforts. Regardless of these trials and temporary setbacks, I knew in my heart that AmeriPlan® is the best company for home based business, so I didn't give up. My journey was greatly helped by my upline team. I want to express my deepest gratitude to Pennie Berk, Regina Morris, Salli Bowen, and Lena Richards for their dedication, inspiration, and support. God bless you all for your generous hearts.

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Carol Cruz, Regional Sales Director
Well it has finally happened I made it to RSD! I couldn't have done it without the support and relationship I have with God in my life and the people like Janie Jones, Regina Morris, Wanda Burge, Pennie Burk and so many others that are on this team. When I found AmeriPlan® in December of 2005 two weeks before Christmas while searching the web I was looking for a Christian based company that I didn't have to spend a lot of money to invest in. I was still working another home-based business that was very stressful financially to support. I received a call back from Regina after requesting an interview. I thought it was great I was able to research the company without being pressured into signing on.

Wanda became my team leader and has really given me the foundation I needed and a look at this business with a clear sense of belief and determination. I have invested financially in my AmeriPlan® business but it is different because I feel I am offering a valuable service to people. I'm glad it has taken me the time it has to become an RSD because when I sign up people I feel confident that I know what I'm talking about and what direction I'm going in, so that I can guide them too. I pray God will continue to allow me to grow in AmeriPlan® so that my business will one day take care of my family.

Thank Dennis & Daniel Bloom for having a vision and plan to make dreams and miracles come true.

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Britt Espen, Regional Sales Director
I am so excited that I have reached RSD! What an awesome step in building my AmeriPlan® business. I first want to thank God for leading me to AmeriPlan® and for the strength he has given me through the tough times. I could not have done it without him!

I almost gave up on the dream of working at home so that I could be with my son, Kaden, who is now 2. But I kept praying and God blessed me and my family with this amazing AmeriPlan® opportunity. I have a wonderful husband, Frank, that I have been married to for almost 5 years. We have one child, our son Kaden, who is such a blessing. I started with AmeriPlan® in January and I really wanted to reach RSD in 30 days but I did not accomplish that. That's okay though because I did not give up and that is so important. I have been able to dream again because I know that with AmeriPlan® we can have the financial freedom that we desire. And I do have some BIG dreams! I want to thank Julie and Stephanie for all your help and guidance. You two are awesome! Thank you so much! I am blessed to work with both of you! I can't wait to get to SRSD!

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Lisa & Michael Hoard, Regional Sales Directors
When I found AmeriPlan®, I couldn't believe it, a real company with real people working their own home based businesses. That was very powerful to me, as I had tried other work at home companies and nothing never never brought the income in like AmeriPlan®. I could really make some money that I could actually do something with wow! Not just a little pocket change like before. So I am here and I am here to stay nothing could ever stop me now. I finally found it and just want to shout it out to the whole world. So if you ever thought you could not find a company that really work, here is the answer - AmeriPlan®!

"IF YOUR BUSINESS IS NOT BECOMING TO YOU, THEN YOU SHOULD BECOMING TO AMERIPLAN®".

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Gloria Smith, Regional Sales Director
On December 15, 2005 I signed up for AmeriPlan® as a IBO and promised myself that I would do everything I could possibly do to reach my first goal as RSD. I didn't actually start working my business (because of health reasons) until March 1st. On March 31st I reached my first goal of RSD. I had heard that other people made it to RSD in 30 days but I didn't really believe it. I guess I can believe it now! I am looking forward to reaching the next pin level and on to the top from there. I'm very grateful to my team members for the constant support they have shown to me. This is a great group of people who truly do care about each other.

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Maja Drouin, Regional Sales Director
Woohoo, we are so proud and excited. My husband and I signed up for in August 2005 and we finally made it to RSD. Woohoo! We are so thankful for being a part of Ameriplan®; USA® and be able to work towards financially freedom for our family and we thank Amy Jacobs and the rest of our upline for all their support and for being there when we had our ups and downs. We are a family of 3, our son Mathias age 12 and my husband Jeffrey and I Maja. My husband and I could recently celebrate our 12 year wedding anniversary and my 36th Birthday at the very same day so what a great gift to receive for both of us. Originally we are from Denmark/Europe but moved to the states about 3 years ago, and we just love it here, living here is so much more stressless than living in Denmark, where each parents needs to work a fulltime job to make ends meet. I have tried a few other work at home opportunities, but none of them worked out for me. I think it is very important to actually believe in what you do to be trustworthy to others and working with AmeriPlan® offering affordable healthcare is just amazing. We are planning on going to the top and we are planning on bringing our team with us.

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Mary Babic, Regional Sales Director
When I began my journey at AmeriPlan® I was a little skeptical how I was going to make this business work for myself. In fact, I did not even work my business until two months into it. I quickly learned that planning, organization and training are key components to success.

With determination to have my home business thrive I began Training and I gathered information of other team members who are making AmeriPlan® work for them. With that said I plan to achieve NSD status within a year.

TRAINING, COMMUNICATION and CONVICTION are key elements in a thriving and successful business. Good luck to everyone out there!

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Elaine Williams, Regional Sales Director
I discovered AmeriPlan® while recovering from (yet another) surgery. I had lost two jobs in the previous six months because I had to take time off for hospitalizations. While browsing the classifieds for something low-stress I could do to earn some money, I stumbled on an ad for AmeriPlan®. I was probably the most difficult prospect Rydell ever had! I didn't take his phone calls, I questioned him endlessly through e-mail, and attended several training calls before I made the plunge. We never even spoke before I signed up for! LOL. But his no-nonsense attitude and way ofleading people made me realize that if I was going to be a success in this business, I had to stop making excuses and start working - it took me just over 40 days to get to RSD, but here I am, and am now focusing on SRSD! I thank God every day for helping me find AmeriPlan®, and want to say thanks to my IBO, Rydell, for putting up with me when I'm a pain and always encouraging me. Guys, if I can do this, so can you!

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Audrey Criswell, Regional Sales Director
I am married to Brian Criswell and we have two children, Brandon and Justin. I have tried other home base businesses and did not make any money. When I saw the ad about Ameriplan®; USA® I decide to call for more information. My IBO Kelly was great! She gave me so much information about the business. I talked to my husband when he came home from work he was against it at first. Then he changed his mind. I am so glad to be part of this team and loving every minute. My why is my son Brandon. He is sixteen months old and and a real hand full. My mom was a stay at home mother and she always told me to stay home with my children. I am glad I have a wonderful husband that supports me and understand me. I always keep God first, my family second and everything else will fall into place.

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Mary Ellen Popkins, Regional Sales Director
I signed up for AmeriPlan® the last day of February under Pennie Burk. Immediately when I saw her site I knew this was the opportunity I searched years to find. About 6 years ago my Husband was offered a promotion and raise if we moved to NYC. Before we were married I had a career as a Competitive Ice Skating Instructor. Basically I was self employed and traveled to 4 different rinks to give figure skating lessons. The hours were crazy but the money was great and we didn't have any children. LOL Children change everything. I knew I wanted to stay home once we had kids and fortunately I have been able to stay home with my daughter Charlyne and Son Jacob.

After my son was born on October 31, 2005 I yearn to get back to work but didn't want to put them in daycare. Besides, living here in NYC it wouldn't even be worth me going out the door to work for less than $50,000 between travel expenses, daycare, etc.

AmeriPlan® became the perfect answer. Actually it turned out to be even better than I imagined with the life time residual income! What an opportunity. My dad had his own business and so did all his 5 brothers. We always joked about 6 sons and no one in the family had a job, but they all made good money and provided for their families. Imagine how excited I was to learn that not only could I work for myself, but I could pass this on to my family. When my dad and his brothers retired that was the end of those businesses, but with AmeriPlan® you can have your children run it if they choose. This made me want RSD so badly I wanted that contract.

Well we made it by March 31st and it is so exciting. Plus it is so exciting to have a team and be able to help change the financial future of not only your family but your teams. Thanks team without all of you I would never had made it to RSD. I know there are 4 RSD'S soon to come.

Thanks team, thanks Pennie, and thanks Freedom At Home Team.

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Sandra Greathouse, Regional Sales Director
I am married to Gordon Greathouse and we have five wonderful children (ages 20, 18, 17, 4, and 2). Where do I start? Shortly after we learned we were having our fifth child, my husband was laid-off from his company. We were unemployed and underemployed for two years. What a struggle, but we were greatly blessed and our needs were met. When we finally obtained substantial employment, it was apparent that I would need to find something else to supplement our income. We lived from paycheck to paycheck, always had the calculator out when grocery shopping, and we were always coming up short by the end of the month. I was not going to put my two boys in daycare. I needed to find something I could do from home or in the evening. Nothing was panning out with my search. I rubbed shoulders with a scam company which in turn lead me to find AmeriPlan®. I found Pennie Berk's website! I came on board with AmeriPlan® January 12th and was so excited because it provided a service that so many people needed. I use to work in benefits with my former employer. I know what the health insurance world is like. I told my husband that this is something I can do! I could hardly sleep because I was so excited!

Three months later, I am still excited about AmeriPlan® and can hardly sleep at night, but that's because of the great potential that lies ahead of us! I am so impressed with the support we have! Our teams (I belong to the Get It Done Right Team, too) truly want us to succeed. Pennie has been wonderful in helping me in anyway she can. All of our National Sales Directors are incredible and so is our National Vice President, Janie Jones. You are an inspiration to us all. Thank you so much for all you do for us. My husband is my biggest cheerleader of all. He is a pillar of support in all I do! I couldn't do this without him. We are on our way to financial freedom! Wohoo!

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Kristi Davis, Regional Sales Director
I am so excited about making Regional Sales Director. The Lord has truly blessed me and my family with AmeriPlan®. I have been a stay at home mom for 5 years. My children, Olivia 5, and Andrew 3, are the reason that I am so passionate about this business. I have searched out many online jobs and found out the hard way that they are not legit! My husband, Chris, and I really researched AmeriPlan® and realized we had discovered something very real.

When I called Brandy Gray on January 24, 2006, I received a double blessing! Not only did I sign up with an awesome business, but I found a friend that has come to mean so much to me. I can?t thank her enough for all of her support!

I am also very thankful for Janie Jones and her wonderful innovation of the Freedom at Home Team, and am so glad to be a part of it! This is the best team ever! There are some extremely special people on my team. They really make this business a lot of fun for me!

This is an amazing journey, one that I could not do without God's leading.

Delight thyself also in the Lord; and He shall give thee the desires of thine heart. Commit thy way unto the Lord; trust also in Him; and He shall bring it to pass. Psalm 34:4-5

This is a great promise! On To The Top!

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Jody Cansler, Regional Sales Director
First of all I want to thank you Susan! I would not be here without you and your encouragement! I feel so blessed to have you not only as a great friend but now as a business partner. You are the one that introduced me to AmeriPlan® and I only have one regret and that is... I wish I would have signed up for a year ago.

But I am so excited! AmeriPlan® has given me something that I never dreamed possible, and that is being able to stay home with my 3 beautiful boys! I have worked at The Medicine Shoppe Pharmacy for nearly 20 years and I will fire my boss in July! Thank you again to everyone for the wonderful support! And all of you out there that are just starting, remember never give up!

SEE YOU ALL AT THE TOP!

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Vera Strong, Regional Sales Director
I am married to a wonderful, supportive husband Donovan and we share two children - a 6 year old daughter (Taylor) and a 4 year old son (Dorian). I have worked outside the home for over 17 years in the legal field, and made the decision to find a home based business, so I could come home and be the Mom I wanted to be to our children. I found some success with one home-based business and was able to leave corporate America and come home with our children. However, despite the success, I wasn't earning consistent income to meet our household needs and felt like I had not found my niche. As a result, I returned to work part time in the mornings at a small preschool.

After a lot of encouragement from my husband to research other home based businesses, I found AmeriPlan® and my recruiter, Kelly Fuller in March 2006. I knew immediately after speaking with Kelly that I had found a home with AmeriPlan®. I learned that I could work totally from the comfort of my home and my computer and would have training available to me 24 hours a day. I became excited knowing that I would no longer have to leave my family for hours to conduct home parties and attend weekly trainings. The support of Kelly, Janie Jones and our team is phenomenal.

I know with hard work and consistency, AmeriPlan® will bring me back home as a full time Mom and "Housewife Executive." I am very excited about truly putting God first, family second and career third and having my priorities in order.

My favorite quote is "Faith is taking the first step - even when you can't see the whole staircase." I am truly stepping out on Faith and am excited about my journey with AmeriPlan®. I worked hard and consistently to reach my first goal of Regional Sales Director by March 31, 2006. And thatks to the awesome support available to me from the Freedom At Home Team, Kelly Fuller, Boot Camp, and my awesome Boot Camp Team Leader, Susan Goodknight, I reached my goal of Regional Sales Director on May 4, 2006 - just 58 days after starting my AmeriPlan® business.

My next goal is Senior Regional Sales Director by June 30, 2006! So as my recruiter and mentor, Kelly Fuller, would say - GAME ON!

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Stephanie Muhammad, Regional Sales Director
Wow, I have been waiting for this day. I am so grateful to God that I was led to Sharon Tobin's website. I want to thank Sharon and Amy Jacobs for all of their encouragement and leadership. They are awesome and I am glad to be part of the team.

I am a divorced mother of four, 3 girls and 1 boy, 27, 21, 11, and 10. I have 1 beautiful granddaughter and charming son in law. In September 2005, my family and I had to evacuate my city due to Hurricane Rita. I had no job, no money available and did not know anyone except a couple of family members. We eventually moved to Houston Texas but I was unemployed and needed some income. One day I was searching the internet for a telecommuting job and came across Sharon's website. I filled out the form and waited for her call. The day she called I immediately saw the opportunity and signed up for. Up to that time I was determined to stay away from any sales job or network marketing opportunity. Previously I sold Tupperware, Avon, Encyclopedias, Prepaid Legal, and Mary Kay, just to name a few. I just did not feel supported or trained adequately. I sold Real Estate for 12 years and found it to be feast or famine. However, AmeriPlan® makes sense and I am proud of the company.

Perhaps because on my last job, I had a large premium deducted from my check. I also had a large deductible, co-pay and out of pocket expenses. I work this business like it is the last frontier. I use the 80-19-1 rule that Dani Johnson suggest. 80% prospecting, 19% training, 1% problem solving. I am in this for the long haul and determined to make it. I believe in the promise.

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Alexandra Pierre, Regional Sales Director
Wow, I did it. First I want to thank God for allowing me to be here and strengthen me to not give up. I started looking to work from home about a year ago and have tried a few other companies out there with no success. Then I received a work at home email from Pennie and I said to myself "Who is that person emailing me?" because i never requested any info from her. So I read the email, then I erase it because I did not want to go through another failing business again. 2 weeks later I received another email from her stating they were having a broker promotion, I took a look at it then read all of her achievements with AmeriPlan® after a week thinking about it, I decided to call her and sign up on the spot.

I'm so happy that I called her because I would have missed this great opportunity! This is so real you guys. Making RSD was not easy for me, but I kept my head up and kept focussing on my big "Why" which is my 6 month old daughter. Pennie, I just want to thank you for your support and also thank all of my teammates. To all the IBOs out there I just want to say stick to your plan, stay focused, pick yourself back up everytime you fall and you'll reach your goal sooner than you think.

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Linda Dykes, Regional Sales Director
I have been married to my husband Darrell for 22 years and we have 2 children. My oldest is Renee who is 17 years old, and my youngest is Chris who is 13 years old. Within the 22 years we've been married, I have tried to help my husband financially by working odd jobs here and there to get by. I tried many MLM businesses, but never went any where. I also had a house cleaning business, but it didn't work out either.

I was searching for something that I could be successful at and still be able to be home with my family. In October of 2005, Sy called me and introduced me to Ameriplan®; USA®. I took my time and looked into it to see if it was something that I wanted to do. I didn't sign up until the last day of December. Once I started the business, I really loved it and I felt that this is something that I could do and be home with my family.

I started out slow, but in February, after attending the Dani Johnson Seminar here in Atlanta I signed up 10 brokers in the month of February and March during the $35.00 brokers promotion. I was also on the list for the top IBOs for the month of March. After the IBO promotion was over, I needed to work on the members. I worked really hard and I was stuck for a whole month with only four members. I kept saying that I only needed two more members to get to RSD.

Now I am finally RSD thanks to the members promotion, and my friend and business partner Sy Xiong. I want to say thanks to Sy for helping me get to where I am today. I have been blessed to be able to work with Sy. She is always there when I need her help with my IBOs. I am so proud of my IBOs, they are hard workers and I have one IBO who is almost RSD as well.

I have a little word of encouragement for all new IBOs out there. Be patient, and don't be discouraged when your prospect doesn't call you right away to sign up. Sometimes it takes them time to look into it. I was one of those people that took my time to look into the company, and I signed up three months after my first contact with my IBO. Sometimes a maybe, could turn into a yes. It took me five months to get to RSD, but that's okay. Sometimes it takes others longer, and sometimes you hit walls like I did, but just stay in contact with your IBO and you will make it. Next step is SRSD!

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Rebecca & Steve Wilson, Regional Sales Director
We signed up for AmeriPlan® to invest in ourselves. We signed up in February, 2006. We wanted to secure our future and make a better lifestyle for our child. We were unable to fast track to RSD but through perseverance and a lot of team support, we finally made our first goal with the help of Janet Slaton and Janie Jones. To keep confidence level high, we told ourselves that quitting was not an option. Starting out in this business is hard but with persistence anyone can do what we've done.

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Dana Antoine, Regional Sales Director
When I first heard about the May Member Madness promotion, I thought this is my chance to make RSD. I sat down at the beginning of the month and actually wrote my RSD bio because I knew, without a doubt, that I would make it by the end of the month. And as of May 23, 2006, I am an RSD.

My story is a little bit different from all of the other bio's that I've read. When I found the ad for AmeriPlan®, I hadn't been looking for work at home. I was just cruising the Internet late one night, as I often do.

I'm 23 years old. I have no children, no house, and no major debt. So why did I sign up? Well, my mom always called me a "Dreamer." At age 10, I designed my dream house. At 11, I had planned my family-4 kids, 2 boys and 2 girls, husband optional (boys, yuck! lol). And at age 14 (when I got my first job), I realized that I would never be happy working for someone else for the rest of my life.

For as long as I can remember I've believed that there was something better out there for me. I went to college, but didn't finish. Moved halfway across the country and came back. I have a job (notice I said "job" and not "career") that I like but I can't see myself doing it for the next 20-30 years. At age 23, my life is just beginning and I already expect such great things. I don't want to figure out what I should be doing only AFTER I've been doing the WRONG thing for 20 years. I wanted to get it right the first time. That is my "why." That is why I am an AmeriPlan® Broker.

I want to thank my upline. Anjeannette, Anita, and Kelly, you guys are amazing and I couldn't have done it without you. When all you really knew was my name, you reached out to me and made me feel like part of the family. Many thanks to you and God bless. And to all of the new brokers, keep your head up, keep trying, look to your upline for guidance and support, but most of all... NEVER GIVE UP!

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Vanessa Edmon, Regional Sales Director
Wow, I finally made it! It has been a long three months of ups and downs. I was not clear if this is what I am supposed to be doing to achieve financial freedom. I was downsized twice in the last 18 months. I told my husband Russell never again. So then I found AmeriPlan®. I talked to my IBO Jennifer, who had a story that looked like mine. So I thought, "If she can do it, I know I can too!" It has been very exciting to see the fruits of my labor begin to pay off. My excitement has even spread to my husband as he helps me put up flyers at places he visits that have bulletin boards. I have been doing the training at least twice a week and leaving a paper trail everywhere I go. Also I have been reading the book "The Slight Edge." I did get frustrated, but I never quit. AmeriPlan® has been a blessing to me and a lifesaver. It has given me hope for my family's future. As a word of advice to new brokers. Don't give up and keep training yourself. This is your LIFE. Seize it.

To my IBO, Jennifer thanks so much for your support. I have seen the big picture and I will never give up.

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Sandy Barnes, Regional Sales Director
Beverly Kidd found me in August of 2005. I wasn't sure this was for me, but I was at the point in my life where I was ready to take a chance on myself. Not only did I need to earn a living, but other than my husband and children, I needed something of my own.

I certainly didn't fast track, and I think thats OK. I find if we get through our biggest learning curves and make RSD, then there is no stopping us. No matter where I am with this company, I realize there is always more to learn. That, I found is the key. I don't know exactly what is next, but I will stay focused and make mine and my family's dreams come true. I eill prove this works to my "Dream Stealers!"

So thank you Beverly and the Freedom At Home Team for your awesome support!

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Julie Klein, Regional Sales Director
I had been looking for a way to earn money from home for some time. I had tried only one before AmeriPlan®, selling lingerie at home parties. It was fun, but trying to get people to have the parties was really difficult, so after a year I quit. I broke even financially for that venture.

It took me several months, after that, before I discovered AmeriPlan®. As soon as I read about it on the website, I thought I had finally found something I could really enjoy doing. It seemed like a good way to earn money while helping other people along the way.

I had a difficult time getting started, because my IBO quit almost immediately after I signed up. Not realizing at that time that I could call my upline (Janie) at first, I struggled for some time. I finally did figure out the basics on my own and by listening to many, many, live and recorded training calls.

It took me longer than most IBO's, but I did reach RSD, and now I see an increase in my income every month. I'm not setting the world on fire yet, but I'm heading in the right direction – UP! Quitting has never been an option for me, because I really believe in AmeriPlan®, both the benefits and the opportunity.

I have two goals right now. First, reach SRSD, and next, earn as much money as my husband now makes so he can retire. I've got my sights set on reaching both goals before the end of the year. With a positive attitude and the continued training and support of the Freedom at Home Team, I can do it!

For those of you that have yet to reach RSD, if I can do it, you can too!

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Johnie McComb, Regional Sales Director
Hello, I have been married to my wife for 5 years. I have 3 children, Jasmine is 15 and lives with her mom in Florida. Siara is 3 and Joshua will be 1 on July 11th. I call Joshua my lucky 7-11. I have worked factory jobs for a very long time, but I never felt successful.

In the back of my mind, I always knew there was something stored up for me. I wanted the best for my kids, so that they wouldn't have to work as hard as daddy did to make ends meet. One day a buddy of mine came to me about owning my own business. He was telling me about AmeriPlan®, and gave me some websites to look at. I really looked closely at this company, because my money was already funny and I did not want to get beat out of it. I studied the company for about 2 weeks. I could not find one grain of dirt on them. I said, "Let's try it." since it will be mine. On March 16th 2006 I signed up.

The person who signed up for me quit AmeriPlan® shortly after signing me up. I was now on my own. After working 12 hour days, I stayed up learning, plugging away at it. Half of the time I didn't get any sleep, because I was so hungry to make this thing work for me. I made up a paper route in my hometown. I now have over 110 locations where I deliver flyers. That's where all of my members came from. The IBOs were the hard part, but I kept pushing and getting on training calls. I called Janie Jones just about everyday. She gave me Janet's phone number to help me along the way. Janet has been in my corner since that day. I only needed one IBO to be RSD. Janet asked me if I had met Rhasii. I said no and we talked on a 3-way line for hours. Ever since then things started growing for me. I was able to fire my boss last week and work with AmeriPlan® full time. I also have another job that allows me to have contact with business owner's everyday.

Now I am finally a RSD. I would like to thank some people in my life that gave me the support that I really needed. My wife Shena who is my partner in crime. No matter what happens in our lives, God is always with us. Rhasii, my under cover brother and master mind in network marketing, and Janet I can't forget about you. You are my guardian angel and a great motivator. I will see you real soon at a convention or on a resorted island. God said things are laid up for the just, and we are the just. IT IS OUR SEASON TO RISE AND SHINE! I will be a lender, not the borrower. "A-MEN."

For all new IBOs out there, be patient. Be that small penny to achieve what you want out of life. Do things that unsuccessful people don't do. Waiting on a miracle will never happen. You need to be that MIRACLE! Doing small things turns into great rewards in the end, believe me. Stay in touch with your IBOs for comfort and support. Even though it took me 3 months to make it, I still did it. The call came from out of the blue, when I really needed it. God is an on time God when you need him. LOVE YOU GUYS. Next step for my family and me is SRSD!

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Yukeeshia Davis, Regional Sales Director
Wow! Where do I begin? Well to try to make a long story short...I was introduced to this company in June, 2004 by my wonderful IBO and friend, Kelly Fuller. I immediately grasped the vision that Dennis & Daniel Bloom had, I truly believe in this company & it's benefits, and I've held on to it ever since.

The very first piece of business I wrote made me $450 (a commission that we don't even have anymore) and it was then that I realized that this is definitely the kind of business that I can and really want to do. So I worked a little here and worked a little there, but was never really consistent. This went on for almost two years. I've left the business and came back twice. It's funny because Kelly and I say this all the time, "I've written enough business on and off to have made RSD twice." And now I'm finally here.

It wasn't until this year, 2006, that I really put my stake in the ground and began to work consistently (and it's still been kind of shaky due to health related issues and children, etc.), but the point is, I didn't care how long it was going to take me to make it. I didn't give up on my hopes and dreams, I didn't let people in my ear telling me what I can and cannot do. I was just so determined to succeed with this and make it work that I just stuck with it and now I get to see the results. Because you see, you will never see results without consistently putting in the action and that's the only reason I haven't made it until now. So if you're new here, please take my word for it "ACTION = $$$$." Let me say that for you again "Action equals money baby!" The more serious you get about YOUR business, the more action you'll put into it. And the more action you put into it, the more money you'll make, I promise.

How long did it take me to get promoted? It took me approximately 4 months from the time I really put my stake in the ground till now. That may sound like a long time but I don't care, because I made it and that's all that matters. Thanks to you Kelly for really believing in me, thanks to you Janie & Wendy, amongst others, for really inspiring me, and thanks to the team for all of your support and love. I couldn't have stood so strong or endured so long without all of you. So Thank You! AND NOW SENIOR RSD HERE I COME! There's no stopping me now!

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Marilyn Lawson, Regional Sales Director
"Trust in the Lord with all your heart and lean not unto your own understanding; In all your ways acknowledge Him, And He shall direct your paths." Proverbs 3: 5 & 6

If we allow Him, the Lord guides us on the right path. After claiming this verse as my motto or should I say mission, I prayed for that guidance knowing full well He would lead me to the place He wanted me to be. I can't even tell you how I came to Janie's advertisement for this position, but I do know I was lead here for a reason. Not only to this wonderful business but to be on the team of someone who is very caring and determined to not only prosper herself but to help those on her team reach that same success.

Janie has given encouragement, and given herself, and the greatest training tools to get me where I am today. I thank God that under Janie's guidance and my Lord's direction I've reached RSD.

It doesn't matter how long it takes, it doesn't matter how you do your business. Find what works for you and be persistent. If you're here, you're here for a reason. There are many things we can do in this business to help others and that's what I enjoy the most.

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Staci Watson, Regional Sales Director
After two plus years of searching for "something to do at home" I have finally found a home that also comes with an extended family. It is really refreshing to know that I have the support of my team as well as my family. My "why" are my husband Matt and my three-year-old Zoë. Four days before Zoë was born Matt herniated a disc in his back and was given an expiration date of 5 years of his employment as being a Journeyman Carpenter. Scary to hear this when a brand new baby arrives and being only 26.

I signed up for AmeriPlan® in March of this year. It took me 3½ months to achieve RSD. After going to Convention last weekend I know that next year I'm going to walk across that stage as NSD. I have found so much inspiration and learned so many new tools to help me "write my story." Everyone NEEDS to attend an Ameriplan®; Convention...you will soar!

I want to give thanks to God for allowing AmeriPlan® in March of this year. It took me 3½ months to achieve RSD. After going to Convention last weekend I know that next year I'm going to walk across that stage as NSD. I have found so much inspiration and lear to find me because I had almost given up looking. Thank you to Donna D'Amore for calling me to give me the chance of a lifetime. Jennifer and David Horton, thank you so much for believing in me and helping me get past that last little quarter mile to RSD. Matt, my partner in life, thank you so much for being supportive and not blinking an eye when I wanted to try yet another business opportunity...we're gonna make it this time.

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Edwinn Wiggins, Regional Sales Director
Wow! This has truly been a great rush for me, so I will make this long story short. I was introduced to this company in February 2006, by my wonderful recruiter, partner and friend, Michael Dennehy. I was injured in an automobile accident back in August 2005, which in turn put me out of work for 6 months. While I was on bed rest I was looking for another way to bring in extra money. That's when I came a cross AmeriPlan®, I received acall from Michael the very next day and as soon as I got the money I signed up. I immediately grasped the vision that Dennis & Daniel Bloom had in order to build a wonderful company such as this. I believe in this company & it's benefits, and I've held on to it ever since. So with God by my side, I know that I can do all things. I know that I can become an NSD and give my daughter something that she can be proud of. So I want to take this time to thank everyone for their help, knowledge, wise words and support. No matter how hard it may seem, if you believe in the vision you can achieve it and make your dreams a reality.

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Linda & Don Clevenger, Regional Sales Directors
We are so thrilled to have finally made RSD. It has taken us awhile to get here, but we have said all along that quitting was not an option. We want to thank our awesome IBO H.R. Hughes. It took her a couple of days to talk us in to it. She has always been there to guide us along. We could not have made it without her. When we would have our "down" days (when you just knew that no one in America was home to take your call) she was always there to give just the right amount of encouragement that would make you want to pick up the phone again and make just "one" more call. We really appreciate all of your guidance, encouragement and hard work. You are awesome and thanks for being a wonderful sister. We have had some trying times in getting to RSD. We were on a fast track to nowhere, with Don's health problems and Linda's "other" job, it was just problem after problem., but with lots of prayer and quitting not being an option, we are here now and can't wait to keep moving up. We are truly blessed to be on such an awesome team. Thanks to everyone that has helped us get here, HR, April, Jennifer, Janie and the whole team. See you at the top.

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Kristy Emertt, Regional Sales Director
I made it! I signed up for AmeriPlan® on December 19, 2005. When I first learned of the AmeriPlan® opportunity I knew that this was something I could do. I was looking for something that could give me the freedom I desired and AmeriPlan® has given me that. Thank you, AmeriPlan®.

I also want to thank my IBO Lavette, Becky, Janie and everyone who has been a part of my AmeriPlan® life and success. You're all sooo wonderful. There is such awesome training and support in the FREEDOM at Home Team.

I also want to thank my wonderful husband, Scott, for supporting and encouraging me in this business. But, most important of all I want to thank my God for giving me this life. May I use it to glorify him and be a blessing to others.

One last thing, this business is so great. With this business you get a raise every month. What job is going to give you that? My word to all the new people, "Hang in there. Work the business. It will be worth it."

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Tammy Kessner, Regional Sales Director
Hello everyone with Freedom at Home Team & beyond. I am so thankful I had found this company.

We first started with the benefits and my husband ask me about getting involved with the business end of AmeriPlan®. I said no way, we tried a lot of other companies and I did not want to get involved in anything else. I checked it out anyway and I am glad I did. Now 60 days later Ace Member Recruiter & RSD title yeah!

I love this company, I love the people in this company. Let me tell you it takes a positive attitude and hard work, don't ever think different. I would call my awesome IBO Kelly Roberts everyday and tell her today is the day I make RSD. That day did come today.

I would like to thank my husband, Scott, for bringing me this opportunity and my children, Kiyana and Kelina, for putting up with me and last but not least my IBO, Kelly Roberts, for being there for me and answering her phone when I wanted to sign up. I also want to thank everyone on my team you guys are the next RSDs. This is a company where you make money and meet good friends along the way.

Thanks to All!

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Lisa Copeland, Regional Sales Director
Wow! I finally made it and what a ride it has been. I faced many challenges along the way, but quitting has never been an option! The training we have available is awesome and the key is to stay tuned in and be consistent with your advertising. Thank you to Amy Jacobs, Janie Jones and the entire Freedom At Home Team for cheering me on and providing support.

Like most of us, I have a few critics 'dream stealers' in my life that have insisted this business just won't work. I refused to listen and continued to climb the walls that confronted me daily. I think if anything it fuels my desire to make this business a success.

I also want to send a special thank you to my AmeriPlan® team: Alana, Patty, Charo & Chris you are all terrific and I look forward to working with all of you as we climb our way to the top.

In closing, I want to say: Don't Quit, it is well worth the ride. Believe in yourself and in your dreams and you will reach your goals. Besides what other business offers such a great service to people and an awesome business opportunity for us!

I am grateful to our Heavenly Father for providing me strength, AmeriPlan® for the opportunity and the Entire Team for your support! See you at the top!

Thanks to All!

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Carol Boyer, Regional Sales Director
I retired from four jobs. Working seems natural to me after raising four children of my own and helping to raise five step children. A normal progression of life that I absolutely love. I studied Fashion Design and loved it, but after I got married, that went by the way side. I started raising a family, leaving no time to continue with what I loved.

I retired from Mountain Bell Telephone Company with 30 years service in a management position, but I was too young to stop working. So I started working for Sears, where I worked for over 5 years. After retiring from Sears, I started working for Supervalu Grocery, doing dispatching, routing, billing, etc. After 14 years, I retired from that job and then started working for Phillips 66. Another retirement 8 years later, but I still can't stop working!

That's when I picked up a Thrifty Nickel, a free weekly ad publication, to check out the work-at-home ads. I called the number listed and was pleasantly surprised to find a home-based business that didn't require me to work 40 hours a week, and where I could work my own hours - unlike when you work for someone else. When I called, a very pleasant voice on the other end, who turned out to be Julie Klein, my IBO - explained all about AmeriPlan®. And here I am. I just made RSD, after signing up in February. I took a bit longer than some to reach RSD, but I made it!

America, it's nice to still be in the main stream on my terms. Retiring with no plans for my future was not something to look forward to, so AmeriPlan® was, and still is, the answer for me.

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David & Nancy Shue, Regional Sales Directors
I just happened to be cruising through online job postings one evening, just seeing what was out there. I had plenty of work as a consultant and wasn't looking for MORE work. I really wasn't serious about finding something...then AmeriPlan®: caught my eye. I felt in my heart there was something different about this company. My husband and I now acknowlege that it was God that brought us to AmeriPlan®:.

We have tried a couple other home-based businesses, but they never worked out. We had no experience, no training and we were basically abandoned as soon as we signed up. AmeriPlan®: was different. My IBO, Stephanie Turner, NSD, told us that the training was just ONE of the things that separated AmeriPlan®: from all the other home-based businesses. She never pressured us to "decide right now." She was patient and answered all of our questions and we had a lot of questions!

We had many "dream stealers" in my life. As a matter of fact I still have some family and friends that I have not told that I am building an AmeriPlan®: business. They are major "dream stealers" and after reading the book "Your First Year in Network Marketing", by Yarnell, my husband and I decided not to tell some of them about it until we had done AmeriPlan®: for one year. We've avoided a lot of negativity that way. Since making it to RSD prospects seem less skeptical than they would have been...it's tough to argue with RESULTS.

We never felt like quitting. When I have read previous testimonies, I used to say that I would probably never answer that question that way, because surely EVERYONE actually considers quitting at some point. But the truth is, we have had the peace of God about this business from the beginning. I wouldn't say we didn't have times when we became frustrated that things didn't seem to be moving fast enough, but we never considered or even discussed quitting.

The biggest pitfall in this business is Disappointment. Knowing knowing that our Plans can really help a lot of folks, but they just don't see it. Knowing that when talking to some people about becoming an IBO I know that they would be very good at this business, but they let fear and skeptisism get in the way. Dani Johnson helped me to realize that some people will NEVER see this and that I need to move on and search for those that are just waiting for us to find them with that once-in-a-lifetime opportunity that will change their life, if they just step out on faith.

Our biggest triump so far has been making RSD...but we are already looking at SRSD...so that answer will soon change!

Our advice to new brokers just starting out is:

1. HAVE FUN! You've tried all those J-O-Bs that you had to do to make a living and they just weren't fun...now it's time to enjoy your life.
2. Don't watch the news on TV -- think about it...does listening to the news better your life in any way?
3. Do not hang around negative people. Don't even discuss negative things, especially about your business. Tell people that you don't think negatively anymore, because you now have hope that your future will change. They will see it and hear it in your voice...they'll want what you have when they figure out what it is!
4. Training, training, training! Believe it when your IBO tells you that training is important. It keeps you from spinning your wheels and gives you energy and hope.

THANK YOU. We give thanks to God and Jesus Christ for leading us to AmeriPlan® and to Stephanie and Alan Turner. We give thanks for giving us such a terrific upline to lead us and guide us. We are excited about the future and we are just as excited to see what God will be doing in the lives of our team and our members. Most of all we thank Christ for dying for us and for living for us.

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Debra Ann Cychowski, Regional Sales Director
I am so excited I finallly made RSD! It took a lot longer then I had hoped but life sometimes gets in the way. I had to put things on pause a few times but thru it all I always had the belief that this is a REAL company and my future! Being a single mom of 3 makes it hard sometimes to fit everything into one day but for those of you out there that may be thinking will it ever happen. HAVE FAITH IT WILL! I am proof of that NEVER GIVE UP!

Just keep working hard and doing what we are trained to do never be afraid to speak up and tell the world you are in business and it is a GREAT business! I can't wait to go on to SRSD I know I will make it because I believe in this business with all of me!

Thru the ups and downs there will be dream stealers, I have had my share of them and many things to steal you away from what you know you need to be doing! Just look inside and remember your WHY and NEVER GIVE UP! I have heard it said that to dream is the start and I have BIG DREAMS amd I know that my dreams will come true with AmeriPlan®! Advice I have for anyone knew is don't judge yourself by others give it your all and if today is a bad day tomorrow will be BETTER! So keep moving forward and reaching for your dreams! I want to thank Janie for her support and cheering me on! See you at the top!!

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