Got A Dream?

"Where ordinary people make extraordinary incomes!"

Is This Your Dream?

The Average Family's Net Worth 35 - 45 year olds $700 45 - 55 year olds $2800 55 - 65 year olds $6300 Source: USA Today

	For the first time in history, the current generation is averaging a lower standard of living than their parents.
	Taxes have become an increasing burden, and a significantly smaller percentage of Americans under 45 now own their own homes. - New York Times
	The bankruptcy filing rate this year will be eight times higher than during the Great Depression -- with one household in every 100 going the bankruptcy route. - USA Today

So what can you do to protect your future?

Let's explore some options...

Work for someone else? (Get a good, secure job and trade your hours for dollars)

		Average wages have stagnated since 1973, something they have not done since the Civil War. - New York Times
		Average family incomes are substantially lower today than they were back in 1989. In the entire post-World War 11 period, American families have never before gone seven years with no increase in average incomes. - Foresight
		More than a million households will file for bankruptcy this year. - USA Today
"Profits are better than wages" - Jim Rohn
"Job security no longer exists - it's just a myth!"		Job security today...
		500,000 jobs are eliminated annually by technology alone.
		Large corporations laid off more than 400,000 workers in 1995 alone including: - IBM: 122,000 workers - AT&T: 83,000 workers - GM: 74,000 workers
		More than 3 million jobs have been eliminated each year since 1989, for a loss of 43 million jobs since 1979. - Misha, et, al, p. 82
"In every business there is room for only one dream... the owner's" - Randy Gage
Become a professional? (Invest $50,000+ in a college education to secure your place in the job market)
		Does the cost of college payoff?
		A 1998 report by USA Today indicates: - 51% of executives fear losing their jobs because of downsizing. - 24% of executives fear career burnout. - 10% of executives fear being fired.
		Economic experts state that we will have seven different careers in our lifetimes, few college grads will ever see a return on their investment of $50,000+ for four or more years of college.
Hang on till retirement? (Hope for that pension plan or social security to take over)
		Anticipating those golden years...
		According to the Bureau of Labor Statistics out of 100 people that start working at age 25, by age 65... - 1% are wealthy - 4% have enough money to retire - 3% are still working (can't afford to quit) - 63% depend on Social Security, friends or charity - 29% are dead
		95% of all Americans retire in poverty after working for 45 years!
If you retire at age 65 and live to be 85, you'd need $240,000 saved up to be on a fixed income of only $12,000 a year! Not enough for vacations and golf courses. Will your current plan give you more than that? "Fail to plan and you plan to fail" - Jim Rohn

Show me a better way...